Complete UK Directory

All 89 UK Invoice Finance Providers

The UK invoice finance market includes 89 active and recently-active providers as of 2026 - from the Big Four banks and challenger lenders to specialist recruitment funders and digital-first fintechs. This directory covers every provider operating in the UK, grouped by type, with current status and links to full reviews where available.

Banks & Bank-Backed

24 providers

4Syte
Active Bank Full Review

AIB Commercial Finance
Active Bank Full Review

Aldermore Bank
Active Bank Full Review

WCF sold to Bibby 2023; new product launched

Allica Bank
Active Bank Full Review

Acquired Kriya 2025

Arbuthnot Commercial ABL
Active Bank Full Review

Bank of Ireland
Active Bank Full Review

Bank of Scotland
Active Bank Full Review

Lloyds Group

Barclays
Active Bank Full Review

Discounting only since 2021

BNP Paribas Commercial Finance
Active Bank Full Review

Close Brothers Invoice Finance
Active Bank Full Review

Cynergy Business Finance
Active Bank Full Review

DF Capital
Active Bank Full Review

Handelsbanken
Active Bank Full Review

HSBC Invoice Finance
Active Bank Full Review

Investec Capital Solutions
Active Bank Full Review

Lloyds Bank Commercial Finance
Active Bank Full Review

Metro Bank SME Finance
Active Bank Full Review

NatWest / RBS Invoice Finance
Active Bank Full Review

Novuna Business Cash Flow
Active Bank Full Review

Paragon Bank Business Finance
Active Bank Full Review

Santander Invoice Finance
Active Bank Full Review

Secure Trust Bank
Active Bank Full Review

Shawbrook Bank
Active Bank Full Review

Inc. ex-Centric

Virgin Money
Active Bank Full Review

Transitioning to Nationwide

Large Independents

13 providers

Bibby Financial Services
Active Independent Full Review

eCapital
Active Independent Full Review

Inc. Optimum Finance

IGF Group
Active Independent Full Review

Kriya
Active Independent Full Review

Formerly MarketInvoice, part of Allica

Leumi ABL
Active Independent Full Review

Nucleus Commercial Finance
Active Independent Full Review

Acquired by Pulse Mumbai 2025

Praetura Commercial Finance
Active Independent Full Review

Regency Factors
Active Independent Full Review

Reward Finance Group
Active Independent Full Review

Skipton Business Finance
Active Independent Full Review

Time Finance
Active Independent Full Review

AIM-listed

Ultimate Finance
Active Independent Full Review

White Oak
Active Independent Full Review

Mid-Size & Regional

38 providers

ABC Finance
Active Regional Full Review

Accelerated Payments
Active Regional Full Review

Fintech, Dublin HQ

Accident Credit Group
Active Regional Full Review

Apollo Finance
Acquired by Team Factors Regional Full Review

Aria
Active Regional Full Review

BZ Commercial Finance
Active Regional Full Review

Calverton Finance
Merged into Pulse Finance Regional Full Review

Fair Finance
Active Regional Full Review

FGI Finance
Active Regional Full Review

FI Capital
Active Regional Full Review

Flex ABL
Active Regional Full Review

Flo Group (Cash Flo)
Active Regional Full Review

Funding Alternative
Active Regional Full Review

Funding Circle
Active Regional Full Review

Receivables-backed

Grenke Factoring
Active Regional Full Review

Growth Lending
Active Regional Full Review

Interface Financial Group
Active Regional Full Review

Jardine Norton
Active Regional Full Review

JMK Group
Active Regional Full Review

Key Factors
Active Regional Full Review

Optimum Finance
Acquired by eCapital Regional Full Review

Panel Financial
Active Regional Full Review

Partnership Invoice Finance
Active Regional Full Review

Peak Cashflow
Active Regional Full Review

Principal Business Finance
Active Regional Full Review

Pulse Finance
Active Regional Full Review

Inc. Calverton

Quba Solutions
Active Regional Full Review

Qube Financing
Active Regional Full Review

Raise (1st PS Limited)
Active Regional Full Review

Redd Factors
Active Regional Full Review

Sallyport Commercial Finance
Active Regional Full Review

Select Invoice Finance
Active Regional Full Review

Shire Invoice Finance
Active Regional Full Review

Silverburn Finance
Active Regional Full Review

SME Invoice Finance
Active Regional Full Review

Tandem Invoice Finance
Active Regional Full Review

Team Factors
Active Regional Full Review

Inc. Apollo

WeDo Finance
Active Regional Full Review

Recruitment Specialists

6 providers

Giant Finance+
Active Recruitment Full Review

Liquid Link
Active Recruitment Full Review

Liquid Friday Group

Muse Corporation
Active Recruitment Full Review

Recruitment Funding Solutions
Active Recruitment Full Review

Sonovate
Active Recruitment Full Review

Market leader

Zodeq
Active Recruitment Full Review

Praetura Group

Fintech & Digital

8 providers

Hydr
Active Fintech Full Review

Investly
Active Fintech Full Review

InvoiceFair / Financefair
Active Fintech Full Review

Penny
Active Fintech Full Review

Satago
Active Fintech Full Review

Sage partner

Spot Funding
Active Fintech Full Review

Broker

Tradeplus24
Active Fintech Full Review

Triver
Active Fintech Full Review

UK Invoice Finance Market at a Glance

89

Total Providers

24

Banks & Bank-Backed

51

Independents & Regional

14

Specialist & Fintech

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