ABC Finance vs Touch Financial: UK Invoice Finance Comparison 2026
ABC Finance and Touch Financial are both UK invoice finance brokers rather than lenders, so their published terms look near-identical by design: the funder each one introduces you to sets the actual rate, advance and minimum turnover. The real comparison is product breadth, funder panel and service model, not headline price. Both advance up to 90% (funder dependent), with setup typically in 3 to 10 working days. Neither sets its own minimum turnover: the panel funder you end up with does. Read the side-by-side below, then jump to the "when X wins" sections.
Side-by-side
Full reviews: ABC Finance · Touch Financial
| ABC Finance | Touch Financial | |
|---|---|---|
| Product type | Invoice finance broker (whole-of-market) | Invoice finance broker (whole-of-market) |
| Min turnover | No single minimum; each panel funder sets its own | No single minimum; each panel funder sets its own |
| Advance rate | Up to 90% (funder dependent) | Up to 90% (funder dependent) |
| Typical fee | Funder rates; commission paid by lender | Funder rates; no broker fee to client |
| Confidential available? | Yes | Yes |
| Factoring available? | Yes | Yes |
| Setup speed | 3 to 10 working days | 3 to 10 working days |
| Last reviewed | 2026-07-15 | 2026-07-15 |
When ABC Finance wins
- Whole-of-market invoice finance brokering.
- Also covers bridging, asset and property finance.
- Commission paid by the funder, not the client.
- Helpful where a business needs several facility types.
Best for
Owners wanting one broker for several products, Bridging or commercial mortgage borrowers who also need invoice finance, Property-plus-trading businesses.
Watch outs
- A broker, not a direct lender.
- Underwriting and rate set by the funder.
- Invoice finance is one of many product lines.
When Touch Financial wins
- Whole-of-market brokering across a panel of UK invoice finance lenders.
- No fee charged to the client; commission paid by the funder.
- Single application routed to multiple providers for comparison.
- Handles factoring, confidential discounting and selective facilities.
Best for
SMEs wanting one application sent to several funders, Businesses unsure which lender fits, Comparison-led buyers.
Watch outs
- A broker, not a lender, so it does not set rates or underwrite directly.
- Final terms and speed depend entirely on the chosen funder.
- Panel may not include every UK provider.
FAQ
ABC Finance or Touch Financial: which is the better fit for UK invoice finance in 2026?
ABC Finance is the stronger fit for owners wanting one broker for several products; Touch Financial fits SMEs wanting one application sent to several funders better. Their headline terms match on paper, so choose on fit and service model. The "when X wins" sections above break this down by profile.
What are the headline commercials, ABC Finance vs Touch Financial?
On paper the two match: both advance up to 90% (funder dependent), with setup in 3 to 10 working days. Neither sets its own minimum turnover: the panel funder you end up with does. Pricing: ABC Finance runs funder rates; commission paid by lender; Touch Financial runs funder rates; no broker fee to client.
Can I get a confidential facility with either ABC Finance or Touch Financial?
ABC Finance offers confidential invoice discounting (your customers are not notified). Touch Financial offers confidential invoice discounting (your customers are not notified).
Where does each one struggle?
ABC Finance is the wrong fit for direct-lender relationship preference. Touch Financial is the wrong fit for businesses wanting a direct lender relationship. If either describes your business, browse the side-by-side or get matched against the wider UK panel via our quote form.
Can Market Invoice help me choose between ABC Finance and Touch Financial?
Yes. marketinvoice.co.uk is an independent comparison and introducer service operated by Best Business Loans Ltd (company 16833937), and is not tied to either provider. Share your turnover, sector and debtor profile and we will match you against UK invoice finance providers likely to approve, with no obligation to proceed.
Related
- Full ABC Finance review
- Full Touch Financial review
- Close Brothers Invoice Finance vs Ultimate Finance
- Aldermore Invoice Finance vs Close Brothers Invoice Finance
- Allianz Trade vs Close Brothers Invoice Finance
- All UK invoice finance comparisons
- Browse every reviewed UK invoice finance provider
- UK invoice finance by region
Sources
- Rates, advance percentages and product details checked against ABC Finance's own site as of 2026-07-15.
- Rates, advance percentages and product details checked against Touch Financial's own site as of 2026-07-15.
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Get quotes →Reviewed by Oliver Mackman, Director, Best Business Loans Ltd. Last reviewed: 2026-07-15. Editorial by Best Business Loans Ltd (16833937).
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How we make money: Market Invoice is an independent comparison service, not a lender. If you take a facility after we introduce you, the provider pays us a commission; you never pay us and it is never added to your costs. How we are funded.
Disclosure: marketinvoice.co.uk is an independent invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is a separate business and is not connected to MarketFinance / Kriya or to any provider named on this page. If you take out a facility after we introduce you to a lender or broker, we may be paid a commission or referral fee by that party; this is never added to your costs. Invoice finance for limited companies is not a regulated activity, so this comparison is general information rather than regulated financial advice. Figures are indicative; larger facilities are commonly priced bespoke, so confirm terms directly with the provider before you sign.