ABC Finance vs Touch Financial: UK Invoice Finance Comparison 2026
See how ABC Finance compares to Touch Financial side by side, then get three tailored quotes to weigh alongside them. Free, no obligation, and nothing to pay if you decide not to proceed.
Start here: what fits your business?
ABC Finance and Touch Financial are both UK invoice finance brokers rather than lenders, so their published terms look near-identical by design: the funder each one introduces you to sets the actual rate, advance and minimum turnover. The real comparison is product breadth, funder panel and service model, not headline price. ABC Finance advances up to 95% (funder dependent), setup time 10 to 20 working days; Touch Financial advances up to 100% (funder dependent), setup time 1 to 2 working days (funds released). ABC Finance has no single minimum; each panel funder sets its own, Touch Financial does not publish a minimum turnover figure.
Side-by-side
Full reviews: ABC Finance · Touch Financial
| Compared on | ABC Finance | Touch Financial |
|---|---|---|
| Product type | Commercial finance broker (lender panel) | Invoice finance broker (lender panel) |
| Min turnover | No single minimum; each panel funder sets its own | Not published |
| Advance rate | Up to 95% (funder dependent) | Up to 100% (funder dependent) |
| Typical fee | Funder rates (ABC publishes market ranges only) | Funder rates; no broker fee to client |
| Confidential available? | Yes | Yes |
| Factoring available? | Yes | Yes |
| Setup speed | 10 to 20 working days | 1 to 2 working days (funds released) |
Sources for these figures: ABC Finance: broker with a wide lender panel; market ranges for advances and fees · ABC Finance: process usually takes two to four weeks · Touch Financial: invoice finance (up to 100% of invoice value, funds in 24 to 48 hours, "We are a broker not a lender"), read 28 Oct 2026 · Touch Financial: home page FAQ (established 2008, more than 35 lenders on its panel, average advance 80% to 95%, SFP Brokers Limited FRN 727220), read 28 Oct 2026 · Touch Financial: terms of business (no charge to the client; commission paid by the funder), read 28 Oct 2026
When ABC Finance wins
- Invoice finance brokering across a wide lender panel.
- Also covers bridging, asset and property finance.
- Helpful where a business needs several facility types.
Best for
Owners wanting one broker for several products, Bridging or commercial mortgage borrowers who also need invoice finance, Property-plus-trading businesses.
Watch outs
- A broker, not a direct lender.
- Underwriting and rate set by the funder.
- Invoice finance is one of many product lines.
When Touch Financial wins
- No fee charged to the client; commission paid by the funder.
- Normally recommends two or three funders for you to compare.
- Arranges factoring, invoice discounting and selective (spot) factoring.
Best for
SMEs wanting one application sent to several funders, Businesses unsure which lender fits, Comparison-led buyers.
Watch outs
- A broker, not a lender, so it does not set rates or underwrite directly.
- Final terms and speed depend entirely on the chosen funder.
- The panel does not cover every UK provider.
FAQ
ABC Finance or Touch Financial: which is the better fit for UK invoice finance in 2026?
On what they publish, they differ on minimum turnover (ABC Finance: no single minimum; the panel funder sets it; Touch Financial: minimum turnover not published), and the most they advance (ABC Finance: up to 95% (funder dependent); Touch Financial: up to 100% (funder dependent)), and setup time (ABC Finance: 10 to 20 working days; Touch Financial: 1 to 2 working days (funds released)). Start with the one whose published terms fit your business, then compare a quote from each.
How do ABC Finance and Touch Financial price their facilities?
Pricing: ABC Finance, funder rates (ABC publishes market ranges only); Touch Financial, funder rates; no broker fee to client. Get a written quote from each on the same invoices and compare the total cost.
Can I get a confidential facility with either ABC Finance or Touch Financial?
Both ABC Finance and Touch Financial offer confidential invoice discounting (your customers are not notified).
Who is each one not suited to?
ABC Finance is a poor fit for direct-lender relationship preference. Touch Financial is a poor fit for businesses wanting a direct lender relationship. If that describes your business, you can get 3 free quotes through our quote form.
Can Market Invoice help me choose between ABC Finance and Touch Financial?
Yes. marketinvoice.co.uk is an independent comparison and introducer service operated by Best Business Loans Ltd (company 16833937), and is not tied to either provider. Share your turnover, sector and debtor profile and we pass your details to one of the finance partners we work with, who comes back to you with quotes, with no obligation to proceed.
Related
- Full ABC Finance review
- Full Touch Financial review
- ABC Finance alternatives
- Touch Financial alternatives
- Close Brothers Invoice Finance vs Ultimate Finance
- Aldermore Invoice Finance vs Close Brothers Invoice Finance
- Allianz Trade vs Close Brothers Invoice Finance
- All UK invoice finance comparisons
- Browse every reviewed UK invoice finance provider
- UK invoice finance by region
Sources
- Figures for ABC Finance come from its own website.
- Figures for Touch Financial come from its own website.
- ABC Finance: broker with a wide lender panel; market ranges for advances and fees
- ABC Finance: process usually takes two to four weeks
- Touch Financial: invoice finance (up to 100% of invoice value, funds in 24 to 48 hours, "We are a broker not a lender"), read 28 Oct 2026
- Touch Financial: home page FAQ (established 2008, more than 35 lenders on its panel, average advance 80% to 95%, SFP Brokers Limited FRN 727220), read 28 Oct 2026
- Touch Financial: terms of business (no charge to the client; commission paid by the funder), read 28 Oct 2026
Get 3 free quotes
Tell us monthly turnover, sector, debtor profile and whether the facility needs to be confidential. We pass your details to one of the finance partners we work with, who comes back to you with quotes. Free, and no obligation to proceed.
Get my 3 quotes →Best Business Loans Ltd (16833937), directed by Oliver Mackman, owns and operates Market Invoice. Last updated: .
Compare ABC Finance and Touch Financial quotes
Free, no obligation. Tell us about your business and we pass your details to one of the finance partners we work with, who comes back to you with quotes.
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Free to you. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. See our privacy policy.
How we make money: Market Invoice is an independent comparison service, not a lender. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. How we are funded.
Disclosure: marketinvoice.co.uk is an independent invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is a separate business and is not connected to Kriya, Allica Bank or to any provider named on this page. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. Invoice finance for limited companies is not a regulated activity, so this comparison is general information rather than regulated financial advice. Figures are indicative; larger facilities are commonly priced bespoke, so confirm terms directly with the provider before you sign.