Virgin Money Invoice Finance Review
Virgin Money no longer offers invoice finance to new customers. Our provider directory lists it as exited from invoice finance. Its business finance page, read on 14 October 2026, shows invoice finance only as a sign-in for existing customers.
Virgin Money is now part of Nationwide. Its business transferred to Nationwide on 2 April 2026, after Court approval on 23 February 2026. Existing invoice finance customers can still sign in to upload invoices and draw funds. If you are looking for a new facility, compare the lenders further down this page.
What this page covers
This page covers
Virgin Money's invoice finance status after the transfer to Nationwide, and what existing and new customers can do
Not covered here
General invoice finance education (see /guides/), sector pages (see /industries/), the full provider directory (see /providers/)
Key Facts
Source: Virgin Money's business finance page, read 14 October 2026, and its transfer questions and answers.
If you already have a Virgin Money facility
You can still sign in to upload sales invoices, record payments from your customers, view transactions and draw available funds. Read Virgin Money's transfer questions and answers for what the move to Nationwide means for your account, and ask your relationship manager if anything about your facility is changing. If you plan to move to another lender, check your notice period and any exit fees first.
Lenders to compare for a new facility
These lenders publish some of their terms on their own websites.
| Lender | Published minimum turnover | Paid up front | Source |
|---|---|---|---|
| Close Brothers Invoice Finance | £750k | Up to 90% | closeinvoice.co.uk |
| Aldermore Invoice Finance | £750k | Up to 90% | aldermore.co.uk |
| Lloyds Bank Commercial Finance | £100k | Up to 90% | lloydsbank.com |
| Bibby Financial Services | None published | Up to 85% | bibbyfinancialservices.com |
| Ultimate Finance | None published | Up to 95% | ultimatefinance.co.uk |
Figures as published on each lender's own website, checked 14 October 2026. None of these lenders publishes its fees.
Official site: Virgin Money
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.
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