Giant Finance+ Recruitment Finance
Giant Finance+ is the recruitment finance arm of Giant Group. It funds recruitment agencies' sales invoices, up to 100% of the invoice value after a credit check on the end client, with trade credit insurance and credit control built in. It charges a percentage of your billing with no minimum fee, but does not publish the percentage.
What this page covers
This page covers
What Giant Finance+ publishes about its recruitment invoice finance, who it suits, and other funders to compare
Not covered here
General invoice finance education (see /guides/), recruitment sector page (see /industries/), the full provider directory (see /providers/)
Key Facts
How Giant Finance+ works
- You raise and approve an invoice. Giant credit checks your end client, then advances up to 100% of the invoice value, often within 24 hours.
- You can request a withdrawal online at any time of day.
- Giant's credit control team chases your clients, and every facility includes trade credit insurance.
- When your client pays, Giant takes its fee, a percentage of your billing, and pays you the balance.
The finance comes with Giant's back-office system for onboarding contractors, timesheets, compliance and pay and bill. Giant Group says it was incorporated in 1992 and that it provides up to 100% funding to over 120 recruitment agencies.
Sources: Giant recruitment finance page, Giant Finance+ page and about page, read 14 Oct 2026.
Who it suits
Giant Finance+ suits recruitment agencies that place contractors or temps and want funding, payroll and back office from one supplier, including new agencies opening a temp desk. It is not for businesses outside recruitment.
How it compares
Sonovate also funds recruitment businesses. The others are general invoice finance lenders that publish some of their terms.
| Lender | Published minimum turnover | Paid up front | Source |
|---|---|---|---|
| Sonovate | No minimum | Up to 100% | sonovate.com |
| Bibby Financial Services | None published | Up to 85% | bibbyfinancialservices.com |
| Ultimate Finance | None published | Up to 95% | ultimatefinance.co.uk |
| Time Finance | None published | Up to 90% | timefinance.com |
Figures as published on each lender's own website, checked 14 October 2026. None of these lenders publishes its fees.
Questions to ask before you sign
- What percentage of my billing will you charge, and what does it include?
- What does the trade credit insurance exclude, and is there an excess?
- Is the 100% advance available on every client, or only some?
- How long is the contract, and what notice do I need to give to leave?
Official site: Giant Finance+
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.
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