ABC Finance vs Aldermore Invoice Finance: UK Invoice Finance Comparison 2026

See how ABC Finance compares to Aldermore Invoice Finance side by side, then get three tailored quotes to weigh alongside them. Free, no obligation, and nothing to pay if you decide not to proceed.

Both are UK invoice finance providers outside the high street banks. ABC Finance is a broker rather than a lender, so its figures reflect the funders it places you with. ABC Finance advances up to 95% (funder dependent), setup time two to four weeks; Aldermore Invoice Finance advances up to 90%, setup time a few days to a few weeks. ABC Finance has no single minimum; each panel funder sets its own, Aldermore Invoice Finance needs £750k minimum turnover.

Side-by-side

Full reviews: ABC Finance · Aldermore Invoice Finance

Figures are what each provider publishes on its own website; "Not published" means it gives no figure. Prices are usually set per facility, so check terms before signing.
Compared on ABC Finance Aldermore Invoice Finance
Product type Commercial finance broker (lender panel)Invoice finance (Receivables Finance, factoring, CID)
Min turnover No single minimum; each panel funder sets its own£750k
Advance rate Up to 95% (funder dependent)Up to 90%
Typical fee Funder rates (ABC publishes market ranges only)Not published (quoted per facility)
Confidential available? YesYes
Factoring available? YesYes
Setup speed Two to four weeksA few days to a few weeks

Sources for these figures: ABC Finance: broker with a wide lender panel; market ranges for advances and fees · ABC Finance: process usually takes two to four weeks · Aldermore Invoice Finance: advance rate · Aldermore Invoice Finance: minimum turnover, setup timescale, Growth Guarantee Scheme, funds typically within 24 hours; offers discounting (can be confidential), factoring and asset based lending · Bibby Financial Services acquires Aldermore's Working Capital Finance division (26 June 2023); that division's clients moved to Bibby

When ABC Finance wins

  • Invoice finance brokering across a wide lender panel.
  • Also covers bridging, asset and property finance.
  • Helpful where a business needs several facility types.

Best for

Owners wanting one broker for several products, Bridging or commercial mortgage borrowers who also need invoice finance, Property-plus-trading businesses.

Watch outs

  • A broker, not a direct lender.
  • Underwriting and rate set by the funder.
  • Invoice finance is one of many product lines.

When Aldermore Invoice Finance wins

  • Accredited to offer the Growth Guarantee Scheme (per Aldermore).
  • Funds typically within 24 hours, according to Aldermore.
  • Offers invoice discounting (which can be confidential), factoring and asset based lending.

Best for

Businesses with £750k+ turnover, Cross-product banking relationship seekers, Growth Guarantee eligible.

FAQ

ABC Finance or Aldermore Invoice Finance: which is the better fit for UK invoice finance in 2026?

On what they publish, they differ on minimum turnover (ABC Finance: no single minimum; the panel funder sets it; Aldermore Invoice Finance: £750k minimum turnover), and the most they advance (ABC Finance: up to 95% (funder dependent); Aldermore Invoice Finance: up to 90%), and setup time (ABC Finance: two to four weeks; Aldermore Invoice Finance: a few days to a few weeks). Start with the one whose published terms fit your business, then compare a quote from each.

How do ABC Finance and Aldermore Invoice Finance price their facilities?

Pricing: ABC Finance, funder rates (ABC publishes market ranges only); Aldermore Invoice Finance, not published, quoted per facility. Get a written quote from each on the same invoices and compare the total cost.

Can I get a confidential facility with either ABC Finance or Aldermore Invoice Finance?

Both ABC Finance and Aldermore Invoice Finance offer confidential invoice discounting (your customers are not notified).

Who is each one not suited to?

ABC Finance is a poor fit for direct-lender relationship preference. Aldermore Invoice Finance is a poor fit for sub-£750k turnover. If that describes your business, you can get free quotes through our quote form.

Can Market Invoice help me choose between ABC Finance and Aldermore Invoice Finance?

Yes. marketinvoice.co.uk is an independent comparison and introducer service operated by Best Business Loans Ltd (company 16833937), and is not tied to either provider. Share your turnover, sector and debtor profile and we pass your details to one or more of the finance partners we work with, who come back to you with quotes, with no obligation to proceed.

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Best Business Loans Ltd (16833937), directed by Oliver Mackman, owns and operates Market Invoice. Last updated: .

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How we make money: Market Invoice is an independent comparison service, not a lender. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. How we are funded.

Disclosure: marketinvoice.co.uk is an independent invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is a separate business and is not connected to Kriya, Allica Bank or to any provider named on this page. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. Invoice finance for limited companies is not a regulated activity, so this comparison is general information rather than regulated financial advice. Figures are indicative; larger facilities are commonly priced bespoke, so confirm terms directly with the provider before you sign.