Close Brothers Invoice Finance vs eCapital: UK Invoice Finance Comparison 2026
See how Close Brothers Invoice Finance compares to eCapital side by side, then get three tailored quotes to weigh alongside them. Free, no obligation, and nothing to pay if you decide not to proceed.
Start here: what fits your business?
Both are UK invoice finance providers outside the high street banks. Both advance up to 90%, setup time not published. Close Brothers Invoice Finance needs £750k minimum turnover, eCapital does not publish a minimum turnover figure.
Side-by-side
Full reviews: Close Brothers Invoice Finance · eCapital
| Compared on | Close Brothers Invoice Finance | eCapital |
|---|---|---|
| Product type | Invoice finance (CID, factoring, ABL) | Invoice finance (factoring, CID, selective) |
| Min turnover | £750k | Not published |
| Advance rate | Up to 90% | Up to 90% |
| Typical fee | Not published (quoted per facility) | Not published (quoted per facility) |
| Confidential available? | Yes | Yes |
| Factoring available? | Yes | Yes |
| Setup speed | Not published | Not published |
Sources for these figures: Close Brothers Invoice Finance: invoice factoring (minimum turnover £750k a year, up to 90%, funds released the same day you raise an invoice) · Close Brothers Invoice Finance: confidential invoice discounting (minimum turnover £750k a year, up to 90%) · Close Brothers Invoice Finance: our fees (all agreements individually priced; no rate published) · Close Brothers Group: about us (history since 1878) · FCA Register (search FRN 124750): Close Brothers Limited · eCapital UK: invoice discounting, advance up to 90%, cash within 24 hours · eCapital UK: products and funding lines; industries listed include manufacturing, recruitment, wholesale and transport; UK, United States and Canada sites · eCapital UK: invoice finance ("eCapital handles your sales ledger and collections"), invoice discounting and selective invoice finance
When Close Brothers Invoice Finance wins
- Funds can be released the same day you raise an invoice, once the facility is in place.
- Offers confidential invoice discounting, where you keep collecting from your own customers.
- Part of Close Brothers Group; the group bank, Close Brothers Limited, is authorised by the FCA (FRN 124750).
Best for
£750k+ turnover Ltd companies, Confidential discounting use cases, Established trading businesses wanting a bank-backed lender.
When eCapital wins
- Offers invoice finance where it runs your sales ledger and collections, confidential invoice discounting and selective invoice finance.
- Part of the eCapital group, which also lends in the United States and Canada.
- Lists manufacturing, recruitment, wholesale and transport among the industries it funds.
Best for
Recruitment and transport ledgers, SMEs wanting factoring, discounting or selective funding from one lender.
FAQ
Close Brothers Invoice Finance or eCapital: which is the better fit for UK invoice finance in 2026?
On what they publish, they differ on minimum turnover (Close Brothers Invoice Finance: £750k minimum turnover; eCapital: minimum turnover not published). Start with the one whose published terms fit your business, then compare a quote from each.
How do Close Brothers Invoice Finance and eCapital price their facilities?
Neither publishes its pricing; both quote per facility. Get a written quote from each on the same invoices and compare the total cost.
Can I get a confidential facility with either Close Brothers Invoice Finance or eCapital?
Both Close Brothers Invoice Finance and eCapital offer confidential invoice discounting (your customers are not notified).
Who is each one not suited to?
Close Brothers Invoice Finance is a poor fit for sub-£750k turnover. If that describes your business, you can get free quotes through our quote form.
Can Market Invoice help me choose between Close Brothers Invoice Finance and eCapital?
Yes. marketinvoice.co.uk is an independent comparison and introducer service operated by Best Business Loans Ltd (company 16833937), and is not tied to either provider. Share your turnover, sector and debtor profile and we pass your details to one or more of the finance partners we work with, who come back to you with quotes, with no obligation to proceed.
Related
- Full Close Brothers Invoice Finance review
- Full eCapital review
- Close Brothers Invoice Finance alternatives
- eCapital alternatives
- Close Brothers Invoice Finance vs Ultimate Finance
- Aldermore Invoice Finance vs Close Brothers Invoice Finance
- Allianz Trade vs Close Brothers Invoice Finance
- All UK invoice finance comparisons
- Browse every reviewed UK invoice finance provider
- UK invoice finance by region
Sources
- Figures for Close Brothers Invoice Finance come from its own website.
- Figures for eCapital come from its own website.
- Close Brothers Invoice Finance: invoice factoring (minimum turnover £750k a year, up to 90%, funds released the same day you raise an invoice)
- Close Brothers Invoice Finance: confidential invoice discounting (minimum turnover £750k a year, up to 90%)
- Close Brothers Invoice Finance: our fees (all agreements individually priced; no rate published)
- Close Brothers Group: about us (history since 1878)
- FCA Register (search FRN 124750): Close Brothers Limited
- eCapital UK: invoice discounting, advance up to 90%, cash within 24 hours
- eCapital UK: products and funding lines; industries listed include manufacturing, recruitment, wholesale and transport; UK, United States and Canada sites
- eCapital UK: invoice finance ("eCapital handles your sales ledger and collections"), invoice discounting and selective invoice finance
Get free quotes
Tell us monthly turnover, sector, debtor profile and whether the facility needs to be confidential. We pass your details to one or more of the finance partners we work with, who come back to you with quotes. Free, and no obligation to proceed.
Get my quotes →Best Business Loans Ltd (16833937), directed by Oliver Mackman, owns and operates Market Invoice. Last updated: .
Compare Close Brothers Invoice Finance and eCapital quotes
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How we make money: Market Invoice is an independent comparison service, not a lender. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. How we are funded.
Disclosure: marketinvoice.co.uk is an independent invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is a separate business and is not connected to Kriya, Allica Bank or to any provider named on this page. We may be paid by the finance partners we introduce you to. This could be a fee or commission, depending on the partner and the finance arranged. It does not change what you pay. Invoice finance for limited companies is not a regulated activity, so this comparison is general information rather than regulated financial advice. Figures are indicative; larger facilities are commonly priced bespoke, so confirm terms directly with the provider before you sign.