Arbuthnot Commercial ABL Review
Arbuthnot Commercial ABL is the specialist asset-based lending arm of Arbuthnot Latham, a private bank established in 1833. Launched in 2018, the ABL division provides facilities from £1 million to £35 million for mid-market UK businesses. With over 100 clients and more than £500 million in facilities under management, they offer a relationship-driven alternative to the high-street banks for larger businesses needing invoice finance and ABL.
Arbuthnot Commercial ABL is the asset-based lending arm of private bank Arbuthnot Latham, offering facilities from £1 million to £35 million for mid-market UK businesses. It manages over £500 million in facilities across 100-plus clients.
More detail + scope
Summary
Arbuthnot Commercial ABL is the asset-based lending division of Arbuthnot Latham, a private bank established in 1833. Launched in 2018, it provides facilities from £1 million to £35 million for mid-market UK businesses, with over 100 clients and more than £500 million in facilities under management. It offers a relationship-driven alternative to the high-street banks.
This page covers
Arbuthnot Commercial ABL facility range, client base, scale and mid-market relationship-led positioning
Not covered here
Smaller-ticket invoice finance (see /providers/), general invoice finance education (see /guides/), sector pages (see /industries/)
Key Facts
Pros and Cons
Strengths
- Backed by established private banking group (est. 1833)
- Relationship-driven with senior decision-makers
- Facilities up to £35m for larger requirements
- Regional offices across England
- Flexible structuring for complex transactions
Limitations
- £1m minimum excludes smaller businesses
- Relatively new ABL division (est. 2018)
- Not widely known outside mid-market advisory circles
Our Verdict
Arbuthnot Commercial ABL is a strong option for mid-market businesses needing facilities between £1m and £35m who want a more personal, relationship-driven service than the major clearing banks provide. The private banking heritage gives them financial strength, while the relatively small client base means you get genuine senior-level attention. Not suitable for smaller businesses, but excellent for those who meet the threshold.
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 7 April 2026