UK Invoice Finance Market Activity
Each month we count the new invoice finance debentures registered at Companies House, by the charge's registration date, and break them down by lender. The series runs from January 2015 and comes from our own scan of the full register of charges, kept current by daily capture of the Companies House charges stream. A month is published two full calendar months after it closes, so every figure shown is complete. It is a first-party read on which UK invoice finance providers are writing new facilities, built under the Open Government Licence. For the front-loaded study version with the headline finding and a citable chart, see the UK Invoice Finance Lender Index 2026.
This month, from Market Invoice
In July 2026, 464 new invoice finance debentures were registered at Companies House across 35 of the UK invoice finance lenders we track , down 6.6% on the same month a year earlier. The lender with the most new debentures was Bibby Financial Services, with 73.
Figures are new charges classified by the chargee (the lender), counted in the month of the Companies House registration date. Comparisons are year on year because the series is seasonal. Read the methodology below for what this does and does not capture.
Leading UK invoice finance lenders
Ranked by Market Invoice's editorial assessment of rate, advance rate, setup speed and contract flexibility, our standing view of the strongest providers in the market. This is a qualitative ranking, not the monthly debenture activity below.
| Rank | Lender | Type | Rating |
|---|---|---|---|
| 1 | Sonovate | Recruitment specialist | 4.6 |
| 2 | Close Brothers Invoice Finance | Independent | 4.5 |
| 3 | Bibby Financial Services | Independent | 4.4 |
| 4 | Ultimate Finance | Independent | 4.3 |
| 5 | Aldermore Invoice Finance | Independent | 4.2 |
| 6 | Skipton Business Finance | Independent | 4.2 |
| 7 | Novuna Business Finance | Independent | 4.2 |
| 8 | Hydr | Fintech | 4.2 |
| 9 | IGF (Independent Growth Finance) | Independent | 4.1 |
| 10 | Time Finance | Independent | 4.1 |
| 11 | Lloyds Bank Commercial Finance | Bank / bank-backed | 4.0 |
| 12 | HSBC Invoice Finance | Bank / bank-backed | 4.0 |
| 13 | eCapital | Independent | 4.0 |
| 14 | White Oak (UK) | Independent | 4.0 |
| 15 | Barclays Invoice Finance | Bank / bank-backed | 3.9 |
Methodology behind the scores: UK Invoice Finance Rate Index. For activity (who is writing the most new facilities), see the monthly tracker below.
New invoice finance debentures by lender, July 2026
| Rank | Lender | Category | New debentures |
|---|---|---|---|
| 1 | Bibby Financial Services | large_indep | 73 |
| 2 | eCapital Commercial Finance | large_indep | 51 |
| 3 | HSBC Invoice Finance | bank | 36 |
| 4 | RBS / NatWest Invoice Finance | bank | 31 |
| 5 | Lloyds Bank Commercial Finance | bank | 30 |
| 6 | Nucleus Commercial Finance | mid_indep | 24 |
| 7 | 4Syte | mid_indep | 23 |
| 8 | Apollo Business Finance | mid_indep | 22 |
| 9 | Cynergy Business Finance | large_indep | 20 |
| 10 | Quba Solutions | specialist | 18 |
| 11 | Team Factors | mid_indep | 18 |
| 12 | Praetura Commercial Finance | large_indep | 17 |
| 13 | Skipton Business Finance | large_indep | 14 |
| 14 | IGF (Independent Growth Finance) | large_indep | 10 |
| 15 | Time Finance | large_indep | 10 |
| 16 | Crédit Agricole Leasing & Factoring | bank | 8 |
| 17 | Shire Invoice Finance | mid_indep | 7 |
| 18 | Wells Fargo Capital Finance | bank | 7 |
| 19 | Giant Finance | specialist | 5 |
| 20 | Arbuthnot Commercial ABL | specialist | 4 |
| 21 | GC Factoring | mid_indep | 4 |
| 22 | TFG Capital | mid_indep | 4 |
| 23 | WeDo Finance | mid_indep | 4 |
| 24 | Close Brothers Invoice Finance | large_indep | 3 |
| 25 | Kriya Finance Limited | mid_indep | 3 |
| 26 | Peak Cashflow | mid_indep | 3 |
| 27 | Sallyport Commercial Finance | mid_indep | 3 |
| 28 | SME Invoice Finance | mid_indep | 3 |
| 29 | Flex ABL | mid_indep | 2 |
| 30 | PNC Business Credit | bank | 2 |
| 31 | BNP Paribas Commercial Finance | bank | 1 |
| 32 | Hilldun | specialist | 1 |
| 33 | Investec Capital Solutions | bank | 1 |
| 34 | Partnership Invoice Finance | mid_indep | 1 |
| 35 | Zodeq | specialist | 1 |
Edition data: 2026-07.json (machine-readable, CC BY 4.0).
| Rank | Lender | Category | New debentures |
|---|---|---|---|
| 1 | Bibby Financial Services | large_indep | 73 |
| 2 | eCapital Commercial Finance | large_indep | 51 |
| 3 | HSBC Invoice Finance | bank | 36 |
| 4 | RBS / NatWest Invoice Finance | bank | 31 |
| 5 | Lloyds Bank Commercial Finance | bank | 30 |
| 6 | Nucleus Commercial Finance | mid_indep | 24 |
| 7 | 4Syte | mid_indep | 23 |
| 8 | Apollo Business Finance | mid_indep | 22 |
| 9 | Cynergy Business Finance | large_indep | 20 |
| 10 | Quba Solutions | specialist | 18 |
| 11 | Team Factors | mid_indep | 18 |
| 12 | Praetura Commercial Finance | large_indep | 17 |
| 13 | Skipton Business Finance | large_indep | 14 |
| 14 | IGF (Independent Growth Finance) | large_indep | 10 |
| 15 | Time Finance | large_indep | 10 |
| 16 | Crédit Agricole Leasing & Factoring | bank | 8 |
| 17 | Shire Invoice Finance | mid_indep | 7 |
| 18 | Wells Fargo Capital Finance | bank | 7 |
| 19 | Giant Finance | specialist | 5 |
| 20 | Arbuthnot Commercial ABL | specialist | 4 |
| 21 | GC Factoring | mid_indep | 4 |
| 22 | TFG Capital | mid_indep | 4 |
| 23 | WeDo Finance | mid_indep | 4 |
| 24 | Close Brothers Invoice Finance | large_indep | 3 |
| 25 | Kriya Finance Limited | mid_indep | 3 |
| 26 | Peak Cashflow | mid_indep | 3 |
| 27 | Sallyport Commercial Finance | mid_indep | 3 |
| 28 | SME Invoice Finance | mid_indep | 3 |
| 29 | Flex ABL | mid_indep | 2 |
| 30 | PNC Business Credit | bank | 2 |
| 31 | BNP Paribas Commercial Finance | bank | 1 |
| 32 | Hilldun | specialist | 1 |
| 33 | Investec Capital Solutions | bank | 1 |
| 34 | Partnership Invoice Finance | mid_indep | 1 |
| 35 | Zodeq | specialist | 1 |
Source: Market Invoice, from the Companies House register of charges (Open Government Licence v3.0), aggregation CC BY 4.0
View as plain-text Markdown
### New UK invoice finance debentures by lender, July 2026 | Rank | Lender | Category | New debentures | | --- | --- | --- | --- | | 1 | Bibby Financial Services | large_indep | 73 | | 2 | eCapital Commercial Finance | large_indep | 51 | | 3 | HSBC Invoice Finance | bank | 36 | | 4 | RBS / NatWest Invoice Finance | bank | 31 | | 5 | Lloyds Bank Commercial Finance | bank | 30 | | 6 | Nucleus Commercial Finance | mid_indep | 24 | | 7 | 4Syte | mid_indep | 23 | | 8 | Apollo Business Finance | mid_indep | 22 | | 9 | Cynergy Business Finance | large_indep | 20 | | 10 | Quba Solutions | specialist | 18 | | 11 | Team Factors | mid_indep | 18 | | 12 | Praetura Commercial Finance | large_indep | 17 | | 13 | Skipton Business Finance | large_indep | 14 | | 14 | IGF (Independent Growth Finance) | large_indep | 10 | | 15 | Time Finance | large_indep | 10 | | 16 | Crédit Agricole Leasing & Factoring | bank | 8 | | 17 | Shire Invoice Finance | mid_indep | 7 | | 18 | Wells Fargo Capital Finance | bank | 7 | | 19 | Giant Finance | specialist | 5 | | 20 | Arbuthnot Commercial ABL | specialist | 4 | | 21 | GC Factoring | mid_indep | 4 | | 22 | TFG Capital | mid_indep | 4 | | 23 | WeDo Finance | mid_indep | 4 | | 24 | Close Brothers Invoice Finance | large_indep | 3 | | 25 | Kriya Finance Limited | mid_indep | 3 | | 26 | Peak Cashflow | mid_indep | 3 | | 27 | Sallyport Commercial Finance | mid_indep | 3 | | 28 | SME Invoice Finance | mid_indep | 3 | | 29 | Flex ABL | mid_indep | 2 | | 30 | PNC Business Credit | bank | 2 | | 31 | BNP Paribas Commercial Finance | bank | 1 | | 32 | Hilldun | specialist | 1 | | 33 | Investec Capital Solutions | bank | 1 | | 34 | Partnership Invoice Finance | mid_indep | 1 | | 35 | Zodeq | specialist | 1 | Source: Market Invoice, from the Companies House register of charges (Open Government Licence v3.0), aggregation CC BY 4.0
Archive
- July 2026: 464 new debentures
- June 2026: 529 new debentures
- May 2026: 482 new debentures
- April 2026: 496 new debentures
- March 2026: 554 new debentures
- February 2026: 461 new debentures
- January 2026: 427 new debentures
- December 2025: 545 new debentures
- November 2025: 488 new debentures
- October 2025: 518 new debentures
- September 2025: 576 new debentures
- August 2025: 435 new debentures
- July 2025: 497 new debentures
- June 2025: 436 new debentures
- May 2025: 421 new debentures
- April 2025: 510 new debentures
- March 2025: 500 new debentures
- February 2025: 418 new debentures
- January 2025: 379 new debentures
- December 2024: 410 new debentures
- November 2024: 409 new debentures
- October 2024: 652 new debentures
- September 2024: 398 new debentures
- August 2024: 390 new debentures
- July 2024: 545 new debentures
- June 2024: 425 new debentures
- May 2024: 479 new debentures
- April 2024: 486 new debentures
- March 2024: 423 new debentures
- February 2024: 460 new debentures
- January 2024: 344 new debentures
- December 2023: 385 new debentures
- November 2023: 414 new debentures
- October 2023: 405 new debentures
- September 2023: 403 new debentures
- August 2023: 327 new debentures
- July 2023: 336 new debentures
- June 2023: 498 new debentures
- May 2023: 408 new debentures
- April 2023: 376 new debentures
- March 2023: 396 new debentures
- February 2023: 370 new debentures
- January 2023: 238 new debentures
- December 2022: 323 new debentures
- November 2022: 373 new debentures
- October 2022: 350 new debentures
- September 2022: 365 new debentures
- August 2022: 357 new debentures
- July 2022: 369 new debentures
- June 2022: 312 new debentures
- May 2022: 359 new debentures
- April 2022: 318 new debentures
- March 2022: 365 new debentures
- February 2022: 267 new debentures
- January 2022: 274 new debentures
- December 2021: 287 new debentures
- November 2021: 286 new debentures
- October 2021: 323 new debentures
- September 2021: 425 new debentures
- August 2021: 366 new debentures
- July 2021: 314 new debentures
- June 2021: 329 new debentures
- May 2021: 287 new debentures
- April 2021: 290 new debentures
- March 2021: 412 new debentures
- February 2021: 264 new debentures
- January 2021: 188 new debentures
- December 2020: 242 new debentures
- November 2020: 223 new debentures
- October 2020: 250 new debentures
- September 2020: 238 new debentures
- August 2020: 183 new debentures
- July 2020: 192 new debentures
- June 2020: 203 new debentures
- May 2020: 138 new debentures
- April 2020: 215 new debentures
- March 2020: 391 new debentures
- February 2020: 356 new debentures
- January 2020: 298 new debentures
- December 2019: 375 new debentures
- November 2019: 363 new debentures
- October 2019: 400 new debentures
- September 2019: 328 new debentures
- August 2019: 364 new debentures
- July 2019: 455 new debentures
- June 2019: 306 new debentures
- May 2019: 327 new debentures
- April 2019: 358 new debentures
- March 2019: 367 new debentures
- February 2019: 344 new debentures
- January 2019: 313 new debentures
- December 2018: 333 new debentures
- November 2018: 342 new debentures
- October 2018: 361 new debentures
- September 2018: 306 new debentures
- August 2018: 354 new debentures
- July 2018: 334 new debentures
- June 2018: 346 new debentures
- May 2018: 345 new debentures
- April 2018: 334 new debentures
- March 2018: 339 new debentures
- February 2018: 257 new debentures
- January 2018: 234 new debentures
- December 2017: 272 new debentures
- November 2017: 323 new debentures
- October 2017: 317 new debentures
- September 2017: 256 new debentures
- August 2017: 331 new debentures
- July 2017: 313 new debentures
- June 2017: 292 new debentures
- May 2017: 310 new debentures
- April 2017: 271 new debentures
- March 2017: 376 new debentures
- February 2017: 249 new debentures
- January 2017: 264 new debentures
- December 2016: 283 new debentures
- November 2016: 276 new debentures
- October 2016: 348 new debentures
- September 2016: 273 new debentures
- August 2016: 278 new debentures
- July 2016: 299 new debentures
- June 2016: 253 new debentures
- May 2016: 278 new debentures
- April 2016: 306 new debentures
- March 2016: 256 new debentures
- February 2016: 290 new debentures
- January 2016: 213 new debentures
- December 2015: 274 new debentures
- November 2015: 242 new debentures
- October 2015: 307 new debentures
- September 2015: 235 new debentures
- August 2015: 242 new debentures
- July 2015: 321 new debentures
- June 2015: 275 new debentures
- May 2015: 241 new debentures
- April 2015: 234 new debentures
- March 2015: 300 new debentures
- February 2015: 225 new debentures
- January 2015: 234 new debentures
Methodology
Every charge (debenture) registered at Companies House carries the name of the chargee, the lender. We hold our own copy of the register of charges for every company we have scanned, built from the Companies House API, and we keep it current by capturing the public charges stream every day and rescanning companies on a rolling basis. We keep the charges whose chargee (the persons entitled field) matches our curated list of UK invoice finance lenders, and we count each one once, in the month of its Companies House registration date, not the date we happened to see it. That gives a complete monthly series back to January 2015.
A month is published only when two full calendar months have passed since it closed, which covers the 21-day filing window and our own processing lag; the figures shown are therefore final, not a partial read. Comparisons are year on year, never month on month, because new facility registrations are seasonal.
A debenture is a proxy for a new facility, not a count of facilities or of lending value: charges carry no amount, and a lender signing many small facilities counts above one signing a few large ones. We do not publish "outstanding" or "switched" counts here, because satisfaction filings at Companies House are discretionary and often never made.
A charge counts when the chargee is one of the lenders on the published list below. The list is ours and it is the method: a lender is on it when its name is the product (an invoice finance or factoring entity), every spelling, special-purpose vehicle and renamed entity is merged under one name, and the merges are published with the list.
A parent bank filing charges under its own name for other lending (mortgages, asset finance, term loans) is not counted, because the entity name does not tell us the product. The list was rebuilt on 22 October 2026 from our lender classification, which is why the figures for 2026 changed from the first published versions.
We do not estimate or fill gaps: if a charge is not on the register, it is not counted. This replaced the earlier stream-only method (June to September 2026), which counted events on the date we observed them and was mostly satisfactions; that method is no longer used.
Source data is Crown copyright, published by Companies House under the Open Government Licence v3.0. Our monthly aggregation is published under a Creative Commons Attribution 4.0 licence: reuse the figures with attribution to the author, Adam Parker (see the suggested citation below). The dataset is compiled and maintained by Adam Parker and published by Muswell Rose Consulting Ltd; this page is hosted on MarketInvoice.
The lender list (69 lenders)
These are the invoice finance lenders whose charges the series counts, with every spelling and legal entity we merge under each name. Not every lender registers a new debenture every month: 35 of the 69 did in July 2026. Lenders with no charge since January 2015 are not listed. Download: the list as CSV and the name merges. List version 2026-10-22.
| Lender | Category | Debentures since 2015 | Last 12 months | Names merged |
|---|---|---|---|---|
| Bibby Financial Services | large_indep | 7221 | 843 | 70 |
| Lloyds Bank Commercial Finance | bank | 6043 | 336 | 52 |
| RBS / NatWest Invoice Finance | bank | 5363 | 472 | 64 |
| HSBC Invoice Finance | bank | 4319 | 355 | 59 |
| eCapital Commercial Finance | large_indep | 1821 | 562 | 6 |
| Skipton Business Finance | large_indep | 1726 | 164 | 6 |
| Nucleus Commercial Finance | mid_indep | 1227 | 347 | 2 |
| ABN AMRO Asset Based Finance | bank | 1173 | 3 | 11 |
| 4Syte | mid_indep | 1057 | 309 | 6 |
| Apollo Business Finance | mid_indep | 957 | 281 | 3 |
| SME Invoice Finance | mid_indep | 951 | 83 | 4 |
| IGF (Independent Growth Finance) | large_indep | 943 | 121 | 4 |
| Team Factors | mid_indep | 942 | 196 | 2 |
| Advantedge Commercial Finance | mid_indep | 922 | 0 | 5 |
| Cynergy Business Finance | large_indep | 917 | 243 | 3 |
| Arbuthnot Commercial ABL | specialist | 895 | 163 | 5 |
| Quba Solutions | specialist | 826 | 152 | 3 |
| Time Finance | large_indep | 809 | 223 | 4 |
| Wells Fargo Capital Finance | bank | 708 | 92 | 12 |
| Zodeq | specialist | 684 | 80 | 2 |
| Optimum SME Finance | mid_indep | 664 | 69 | 2 |
| Sonovate | specialist | 612 | 133 | 2 |
| PNC Business Credit | bank | 527 | 56 | 28 |
| MarketFinance Limited | mid_indep | 498 | 0 | 2 |
| Praetura Commercial Finance | large_indep | 490 | 58 | 5 |
| MarketInvoice Limited | mid_indep | 488 | 0 | 5 |
| Investec Capital Solutions | bank | 439 | 47 | 9 |
| TFG Capital | mid_indep | 404 | 45 | 2 |
| Ultimate Finance | large_indep | 397 | 0 | 2 |
| Leumi ABL | large_indep | 346 | 0 | 9 |
| WeDo Finance | mid_indep | 301 | 89 | 5 |
| Calverton Finance | mid_indep | 286 | 0 | 4 |
| Close Brothers Invoice Finance | large_indep | 253 | 23 | 12 |
| Peak Cashflow | mid_indep | 252 | 37 | 2 |
| Factor 21 | mid_indep | 214 | 0 | 7 |
| GC Factoring | mid_indep | 211 | 30 | 3 |
| Shire Invoice Finance | mid_indep | 203 | 73 | 2 |
| Liquid Link | specialist | 196 | 38 | 3 |
| Positive Cashflow Finance | mid_indep | 190 | 0 | 2 |
| Crédit Agricole Leasing & Factoring | bank | 182 | 47 | 7 |
| Giant Finance | specialist | 179 | 33 | 5 |
| Pulse Finance | large_indep | 178 | 0 | 6 |
| Satago | specialist | 168 | 0 | 2 |
| BZ Commercial Finance | mid_indep | 167 | 20 | 6 |
| Heritage Commercial Finance | mid_indep | 154 | 13 | 2 |
| Reward Finance Group | mid_indep | 150 | 0 | 2 |
| Kriya Finance Limited | mid_indep | 138 | 27 | 1 |
| Sallyport Commercial Finance | mid_indep | 134 | 63 | 2 |
| Gener8 Finance | mid_indep | 121 | 0 | 3 |
| BNP Paribas Commercial Finance | bank | 117 | 18 | 3 |
| Partnership Invoice Finance | mid_indep | 116 | 15 | 3 |
| Easy Invoice Finance | mid_indep | 109 | 0 | 1 |
| Flex ABL | mid_indep | 100 | 22 | 1 |
| Ashley Commercial Finance | mid_indep | 97 | 0 | 4 |
| Regency Factors | mid_indep | 89 | 0 | 2 |
| Working Capital Partners | mid_indep | 69 | 0 | 3 |
| HH Cashflow Finance | mid_indep | 55 | 0 | 4 |
| AIB Commercial Finance | bank | 47 | 5 | 2 |
| Redd Factors | mid_indep | 47 | 0 | 5 |
| KBC Commercial Finance | bank | 42 | 6 | 1 |
| ING Commercial Finance | bank | 39 | 8 | 2 |
| Hilldun | specialist | 38 | 10 | 1 |
| Select Invoice Finance | mid_indep | 35 | 0 | 1 |
| Centric Commercial Finance | mid_indep | 34 | 0 | 4 |
| First Capital Factors | mid_indep | 29 | 0 | 2 |
| Ester Finance Technologies | bank | 12 | 2 | 1 |
| Aldermore Invoice Finance | bank | 6 | 0 | 14 |
| Eastern Counties Finance | mid_indep | 5 | 0 | 1 |
| GE Commercial Finance | bank | 3 | 0 | 14 |
| Lender | Category | Debentures since 2015 | Last 12 months | Names merged |
|---|---|---|---|---|
| Bibby Financial Services | large_indep | 7221 | 843 | 70 |
| Lloyds Bank Commercial Finance | bank | 6043 | 336 | 52 |
| RBS / NatWest Invoice Finance | bank | 5363 | 472 | 64 |
| HSBC Invoice Finance | bank | 4319 | 355 | 59 |
| eCapital Commercial Finance | large_indep | 1821 | 562 | 6 |
| Skipton Business Finance | large_indep | 1726 | 164 | 6 |
| Nucleus Commercial Finance | mid_indep | 1227 | 347 | 2 |
| ABN AMRO Asset Based Finance | bank | 1173 | 3 | 11 |
| 4Syte | mid_indep | 1057 | 309 | 6 |
| Apollo Business Finance | mid_indep | 957 | 281 | 3 |
| SME Invoice Finance | mid_indep | 951 | 83 | 4 |
| IGF (Independent Growth Finance) | large_indep | 943 | 121 | 4 |
| Team Factors | mid_indep | 942 | 196 | 2 |
| Advantedge Commercial Finance | mid_indep | 922 | 0 | 5 |
| Cynergy Business Finance | large_indep | 917 | 243 | 3 |
| Arbuthnot Commercial ABL | specialist | 895 | 163 | 5 |
| Quba Solutions | specialist | 826 | 152 | 3 |
| Time Finance | large_indep | 809 | 223 | 4 |
| Wells Fargo Capital Finance | bank | 708 | 92 | 12 |
| Zodeq | specialist | 684 | 80 | 2 |
| Optimum SME Finance | mid_indep | 664 | 69 | 2 |
| Sonovate | specialist | 612 | 133 | 2 |
| PNC Business Credit | bank | 527 | 56 | 28 |
| MarketFinance Limited | mid_indep | 498 | 0 | 2 |
| Praetura Commercial Finance | large_indep | 490 | 58 | 5 |
| MarketInvoice Limited | mid_indep | 488 | 0 | 5 |
| Investec Capital Solutions | bank | 439 | 47 | 9 |
| TFG Capital | mid_indep | 404 | 45 | 2 |
| Ultimate Finance | large_indep | 397 | 0 | 2 |
| Leumi ABL | large_indep | 346 | 0 | 9 |
| WeDo Finance | mid_indep | 301 | 89 | 5 |
| Calverton Finance | mid_indep | 286 | 0 | 4 |
| Close Brothers Invoice Finance | large_indep | 253 | 23 | 12 |
| Peak Cashflow | mid_indep | 252 | 37 | 2 |
| Factor 21 | mid_indep | 214 | 0 | 7 |
| GC Factoring | mid_indep | 211 | 30 | 3 |
| Shire Invoice Finance | mid_indep | 203 | 73 | 2 |
| Liquid Link | specialist | 196 | 38 | 3 |
| Positive Cashflow Finance | mid_indep | 190 | 0 | 2 |
| Crédit Agricole Leasing & Factoring | bank | 182 | 47 | 7 |
| Giant Finance | specialist | 179 | 33 | 5 |
| Pulse Finance | large_indep | 178 | 0 | 6 |
| Satago | specialist | 168 | 0 | 2 |
| BZ Commercial Finance | mid_indep | 167 | 20 | 6 |
| Heritage Commercial Finance | mid_indep | 154 | 13 | 2 |
| Reward Finance Group | mid_indep | 150 | 0 | 2 |
| Kriya Finance Limited | mid_indep | 138 | 27 | 1 |
| Sallyport Commercial Finance | mid_indep | 134 | 63 | 2 |
| Gener8 Finance | mid_indep | 121 | 0 | 3 |
| BNP Paribas Commercial Finance | bank | 117 | 18 | 3 |
| Partnership Invoice Finance | mid_indep | 116 | 15 | 3 |
| Easy Invoice Finance | mid_indep | 109 | 0 | 1 |
| Flex ABL | mid_indep | 100 | 22 | 1 |
| Ashley Commercial Finance | mid_indep | 97 | 0 | 4 |
| Regency Factors | mid_indep | 89 | 0 | 2 |
| Working Capital Partners | mid_indep | 69 | 0 | 3 |
| HH Cashflow Finance | mid_indep | 55 | 0 | 4 |
| AIB Commercial Finance | bank | 47 | 5 | 2 |
| Redd Factors | mid_indep | 47 | 0 | 5 |
| KBC Commercial Finance | bank | 42 | 6 | 1 |
| ING Commercial Finance | bank | 39 | 8 | 2 |
| Hilldun | specialist | 38 | 10 | 1 |
| Select Invoice Finance | mid_indep | 35 | 0 | 1 |
| Centric Commercial Finance | mid_indep | 34 | 0 | 4 |
| First Capital Factors | mid_indep | 29 | 0 | 2 |
| Ester Finance Technologies | bank | 12 | 2 | 1 |
| Aldermore Invoice Finance | bank | 6 | 0 | 14 |
| Eastern Counties Finance | mid_indep | 5 | 0 | 1 |
| GE Commercial Finance | bank | 3 | 0 | 14 |
Source: Market Invoice lender classification, from chargee names on the Companies House register of charges
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### UK invoice finance lender list behind this series (69 lenders, version 2026-10-22) | Lender | Category | Debentures since 2015 | Last 12 months | Names merged | | --- | --- | --- | --- | --- | | Bibby Financial Services | large_indep | 7221 | 843 | 70 | | Lloyds Bank Commercial Finance | bank | 6043 | 336 | 52 | | RBS / NatWest Invoice Finance | bank | 5363 | 472 | 64 | | HSBC Invoice Finance | bank | 4319 | 355 | 59 | | eCapital Commercial Finance | large_indep | 1821 | 562 | 6 | | Skipton Business Finance | large_indep | 1726 | 164 | 6 | | Nucleus Commercial Finance | mid_indep | 1227 | 347 | 2 | | ABN AMRO Asset Based Finance | bank | 1173 | 3 | 11 | | 4Syte | mid_indep | 1057 | 309 | 6 | | Apollo Business Finance | mid_indep | 957 | 281 | 3 | | SME Invoice Finance | mid_indep | 951 | 83 | 4 | | IGF (Independent Growth Finance) | large_indep | 943 | 121 | 4 | | Team Factors | mid_indep | 942 | 196 | 2 | | Advantedge Commercial Finance | mid_indep | 922 | 0 | 5 | | Cynergy Business Finance | large_indep | 917 | 243 | 3 | | Arbuthnot Commercial ABL | specialist | 895 | 163 | 5 | | Quba Solutions | specialist | 826 | 152 | 3 | | Time Finance | large_indep | 809 | 223 | 4 | | Wells Fargo Capital Finance | bank | 708 | 92 | 12 | | Zodeq | specialist | 684 | 80 | 2 | | Optimum SME Finance | mid_indep | 664 | 69 | 2 | | Sonovate | specialist | 612 | 133 | 2 | | PNC Business Credit | bank | 527 | 56 | 28 | | MarketFinance Limited | mid_indep | 498 | 0 | 2 | | Praetura Commercial Finance | large_indep | 490 | 58 | 5 | | MarketInvoice Limited | mid_indep | 488 | 0 | 5 | | Investec Capital Solutions | bank | 439 | 47 | 9 | | TFG Capital | mid_indep | 404 | 45 | 2 | | Ultimate Finance | large_indep | 397 | 0 | 2 | | Leumi ABL | large_indep | 346 | 0 | 9 | | WeDo Finance | mid_indep | 301 | 89 | 5 | | Calverton Finance | mid_indep | 286 | 0 | 4 | | Close Brothers Invoice Finance | large_indep | 253 | 23 | 12 | | Peak Cashflow | mid_indep | 252 | 37 | 2 | | Factor 21 | mid_indep | 214 | 0 | 7 | | GC Factoring | mid_indep | 211 | 30 | 3 | | Shire Invoice Finance | mid_indep | 203 | 73 | 2 | | Liquid Link | specialist | 196 | 38 | 3 | | Positive Cashflow Finance | mid_indep | 190 | 0 | 2 | | Crédit Agricole Leasing & Factoring | bank | 182 | 47 | 7 | | Giant Finance | specialist | 179 | 33 | 5 | | Pulse Finance | large_indep | 178 | 0 | 6 | | Satago | specialist | 168 | 0 | 2 | | BZ Commercial Finance | mid_indep | 167 | 20 | 6 | | Heritage Commercial Finance | mid_indep | 154 | 13 | 2 | | Reward Finance Group | mid_indep | 150 | 0 | 2 | | Kriya Finance Limited | mid_indep | 138 | 27 | 1 | | Sallyport Commercial Finance | mid_indep | 134 | 63 | 2 | | Gener8 Finance | mid_indep | 121 | 0 | 3 | | BNP Paribas Commercial Finance | bank | 117 | 18 | 3 | | Partnership Invoice Finance | mid_indep | 116 | 15 | 3 | | Easy Invoice Finance | mid_indep | 109 | 0 | 1 | | Flex ABL | mid_indep | 100 | 22 | 1 | | Ashley Commercial Finance | mid_indep | 97 | 0 | 4 | | Regency Factors | mid_indep | 89 | 0 | 2 | | Working Capital Partners | mid_indep | 69 | 0 | 3 | | HH Cashflow Finance | mid_indep | 55 | 0 | 4 | | AIB Commercial Finance | bank | 47 | 5 | 2 | | Redd Factors | mid_indep | 47 | 0 | 5 | | KBC Commercial Finance | bank | 42 | 6 | 1 | | ING Commercial Finance | bank | 39 | 8 | 2 | | Hilldun | specialist | 38 | 10 | 1 | | Select Invoice Finance | mid_indep | 35 | 0 | 1 | | Centric Commercial Finance | mid_indep | 34 | 0 | 4 | | First Capital Factors | mid_indep | 29 | 0 | 2 | | Ester Finance Technologies | bank | 12 | 2 | 1 | | Aldermore Invoice Finance | bank | 6 | 0 | 14 | | Eastern Counties Finance | mid_indep | 5 | 0 | 1 | | GE Commercial Finance | bank | 3 | 0 | 14 | Source: Market Invoice lender classification, from chargee names on the Companies House register of charges
See also the UK Invoice Finance Rate Index (provider terms and pricing) and the full list of UK invoice finance companies.
Author: Adam Parker (ORCID 0009-0008-0368-4408)
Publisher: Muswell Rose Consulting Ltd (company number 15269776). This page is hosted on MarketInvoice. The figures are aggregate counts from public sources with the method stated on the page.
Last updated:
Cite this dataset
To reference these figures, please cite the author and link to this page:
Parker, A. (2026). UK Invoice Finance Market Activity [Data set]. Muswell Rose Consulting Ltd. https://marketinvoice.co.uk/data/uk-invoice-finance-market-activity/ (data as at 2026-10-22). Licensed CC BY 4.0.