Alternatives to Aldermore Invoice Finance

4 UK invoice finance alternatives to Aldermore Invoice Finance, compared on advance rate, setup speed, transparency, minimum turnover and best-fit.

The leading UK invoice finance alternatives to Aldermore Invoice Finance are Skipton Business Finance, Bibby Financial Services, Novuna Business Finance and Ultimate Finance, compared here on advance rate, setup speed, minimum turnover and rating. More detail + scope

Summary

Aldermore Invoice Finance is benchmarked against 4 UK invoice finance alternatives: Skipton Business Finance, Bibby Financial Services, Novuna Business Finance and Ultimate Finance. Each is compared on product type, minimum turnover, advance rate, typical rate, setup speed and overall rating, so you can see which fits your turnover and how fast you need funding. MarketInvoice then matches you to the best-fit provider.

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UK invoice finance alternatives to Aldermore Invoice Finance, compared on product type, minimum turnover, advance rate, typical rate, setup speed and rating

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In-depth single-provider reviews (see /providers/), head-to-head comparisons (see /vs/), general invoice finance education (see /guides/)

Aldermore Invoice Finance vs the 4 alternatives

Aldermore Invoice Finance compared with 4 alternatives, last reviewed 2026-07-15
Aldermore Invoice Finance Skipton Business Finance Bibby Financial Services Novuna Business Finance Ultimate Finance
Product Invoice finance (Receivables Finance, factoring, CID)Invoice finance (CID, factoring, ABL)Invoice finance (factoring, CID, ABL)Invoice finance, asset finance, vehicle financeInvoice finance (factoring, CID), bridging, asset finance
Cluster independentindependentindependentindependentindependent
Min turnover £750k£100k£100k£500k£100k
Advance rate Up to 90%Up to 90%Up to 90%Up to 90%Up to 90%
Typical rate 1% to 2.5% service charge0.5% to 2.5% service charge0.5% to 3% service charge plus discount margin1% to 2.5% service charge1.5% to 3.5% service charge
Setup speed 7 working days5 working days5 working days7 working days3 working days
Rating 4.24.24.44.24.3

Skipton Business Finance

5 working days · Up to 90%

Invoice finance lender that is a wholly owned subsidiary of Skipton Building Society, headquartered in Yorkshire. 0.5% headline rates compete with Close Brothers. Strong on SME and regional manufacturing. Less national b

Best for: SME manufacturing and wholesale, Cost-sensitive Yorkshire/Northern businesses.

Bibby Financial Services

5 working days · Up to 90%

The largest UK independent invoice finance provider by volume, family-owned, 40+ years in market. Strong on sector breadth (construction, recruitment, manufacturing, wholesale) and SME accessibility. Setup typically 5 wo

Best for: Construction subcontractors, Recruitment agencies.

Novuna Business Finance

7 working days · Up to 90%

Novuna Business Finance is a division of Mitsubishi HC Capital UK plc, formerly Hitachi Capital UK. Mid-market mainstream choice with strong asset finance cross-sell. Stable funding line via its parent group. Setup 7 day

Best for: £500k-£10m turnover Ltd companies, Cross-product (IF + asset) facility seekers.

Ultimate Finance

3 working days · Up to 90%

The fastest-setup mainstream UK invoice finance lender, 3 working days typical. Owned by Tavistock Group. Strong on SME accessibility, flexible underwriting, and broader product set (also asset finance + bridging). Servi

Best for: SME urgent setup, Multi-product facility seekers.

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Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.

Last reviewed: 15 July 2026