Invoice Finance Application Readiness Checklist

Complete documentation helps your facility go live faster: gaps such as missing management accounts, an unreconciled debtor list or a failed director ID check can hold an application up. Tick these off before you apply, or before your first call with a provider, and print this page to work through it offline.

Company documents

  • Certificate of incorporation
  • Company registration number and registered address
  • List of directors and shareholders
  • Memorandum and articles of association (if requested)

Financial documents

  • Last 12 months of business bank statements
  • Latest filed accounts
  • Most recent management accounts (within 3 months old)
  • Aged debtor report
  • Aged creditor report (if requested)

Invoicing evidence

  • 3 to 5 sample invoices
  • Proof of delivery or completion for those invoices (delivery notes, signed timesheets, PODs)
  • A note of your top 5 customers by invoice value

Identity and verification

  • Photo ID for each director (passport or driving licence)
  • Proof of address for each director, dated within 3 months

For what each item is and why providers ask for it, see our full documents needed guide, or the 5-step application process this checklist supports.

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