UK Invoice Finance Tools

Free interactive tools to help UK businesses evaluate invoice finance: affordability, true APR comparison, approval likelihood, debtor concentration risk, and cost comparisons. All tools work in your browser; no email required to use.

Invoice Finance Affordability Calculator UK

Tells you whether your monthly invoice finance cost is sustainable based on your turnover and margin.

Invoice Finance APR Equivalent Calculator UK

Translates a quoted invoice finance facility (service charge % + discount charge) into a true APR eq....

Early Payment Discount vs Invoice Finance Calculator UK

A customer offers you 2/10 net 60 (2% discount for paying in 10 days, full payment in 60).

Debtor Concentration Checker for UK Invoice Finance

UK invoice finance providers cap funding when one customer represents too much of your sales ledger.

Cost of Not Using Invoice Finance Calculator UK

Quantifies the hidden cost of waiting for customers to pay: bank overdraft, missed early-payment dis....

Invoice Finance Approval Likelihood Checker UK

Quick approval-probability score based on the underwriting signals UK invoice finance providers actu....

Selective vs Whole-Book Invoice Finance Cost Calculator UK

Calculate which structure is cheaper for your business: selective spot factoring (per-invoice fees, ....

Invoice Age vs Advance Calculator UK

How much can you borrow against an invoice depending on its age? UK providers reduce advance rates f....

Lifetime Cost of Invoice Finance Calculator UK

Compounds monthly service charge + discount charge across a 12 to 36 month facility to show the true lifetime cost of your invoice finance facility.

Invoice Finance Eligibility Checker UK

Quick eligibility check against the most common UK invoice finance underwriting criteria: turnover, debtor count, industry, and trading history.

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85 providers in panel · 24hr indicative quotes · No obligation