Best Invoice Finance With Xero & QuickBooks Integration

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MarketInvoice is the whole-of-market match for this need: we compare every UK provider that fits and route you to the best match in 2 minutes, free. The best invoice finance providers with Xero and QuickBooks integration are Hydr (real-time funding, no lock-in), Satago (credit control tools included), Triver (micro-business friendly), and Kriya (formerly MarketFinance, established fintech). Integration means invoices are automatically submitted for funding - less admin, faster cash, and real-time visibility in your accounting software.

Hydr, Satago, Triver, and Kriya all integrate with Xero and QuickBooks for automatic invoice submission and real-time funding. Integration reduces admin and speeds up cash release.

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Summary

Four UK providers offer direct accounting software integration: Hydr (real-time funding), Satago (credit control included), Triver (micro-businesses), and Kriya (established fintech). Integration auto-submits invoices for funding, eliminates manual uploads, and provides real-time cash flow visibility within Xero or QuickBooks.

This page covers

Invoice finance providers with Xero and QuickBooks integration, features, and benefits of connected funding

Not covered here

Manual-upload providers, accounting software setup guides, bookkeeping advice

Integrated Providers Compared

ProviderXeroQuickBooksKey FeatureBest For
HydrYesYesReal-time funding, no lock-inSpeed and flexibility
SatagoYesYesCredit control tools includedBusinesses wanting cash + chasing
TriverYesYesMicro-business friendlyVery small businesses
KriyaYesYesEstablished fintech platformScaling businesses

Why Integration Matters

Without integration, you raise an invoice in Xero, then log into a separate portal to upload it for funding. With integration, the invoice is automatically submitted the moment it's created. This eliminates duplicate data entry, reduces errors, and means cash can arrive in your account within minutes rather than hours.

Integration also gives you real-time visibility - you can see funded amounts, outstanding advances, and available credit directly inside your accounting software. For businesses that live in Xero or QuickBooks, this is a significant time-saver.

Traditional Providers Still Work

If you don't use Xero or QuickBooks, or you prefer a larger, more established provider, traditional invoice finance from Bibby, Close Brothers, or Ultimate Finance is still excellent. They use their own portals for invoice submission. Integration is a convenience feature, not a deal-breaker.

The integrated fintechs above tend to be newer and smaller. If you want the track record and scale of a 100-year-old merchant bank, a traditional provider with a manual upload process may suit you better.

OM

Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 8 April 2026

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Xero Integration FAQ

Which invoice finance providers integrate with Xero?

Hydr, Satago, Triver, and Kriya all offer direct Xero integration. This means your invoices are automatically submitted for funding when raised in Xero - no manual uploading, no duplicate data entry. Funding decisions can happen in minutes rather than hours.

Does integration mean faster funding?

Yes. With accounting software integration, invoices are submitted automatically the moment they're raised. There's no manual upload step, no waiting for paperwork. Some providers like Hydr can fund within minutes of an invoice being created in Xero or QuickBooks.

Can I still use traditional providers without integration?

Of course. Most established providers (Bibby, Close Brothers, Ultimate Finance) don't offer direct accounting software integration but have their own online portals. Integration is a convenience, not a requirement. Many businesses are happy uploading invoices manually.