Best Invoice Finance for Amazon FBA Sellers UK 2026

Invoice finance fits the business-to-business side of an Amazon business. Compare lenders for those invoices, then get 3 free quotes. Free and no obligation.

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Recruitment agencyConstructionWholesaleUnder £500k turnoverConfidential (clients mustn't know)Not sure

Most Amazon FBA income can't be funded with invoice finance. Amazon's payouts from Seller Central sales are not invoices to a customer. Invoice finance does work for invoices you send to businesses: Vendor Central sales to Amazon, or wholesale sales to shops. To pay for stock before it sells, you need a different product, such as purchase order finance or a business loan. Market Invoice is a UK invoice finance comparison site; see our provider directory. The quote form below is for the invoice finance side.

What this page covers

This page covers

When invoice finance fits an Amazon seller (Vendor Central and wholesale invoices), when it doesn't (Seller Central payouts, buying stock), and lenders for the invoices

Not covered here

Amazon's own seller finance offers, purchase order finance terms, general invoice finance education (see /guides/)

What invoice finance can and can't fund

Money you are waiting forInvoice finance?
Seller Central payouts from AmazonNo. These are not invoices to a customer.
Vendor Central invoices to AmazonUsually yes. Amazon is your customer.
Wholesale invoices to shops or other businessesYes, like any business invoice.
Paying a supplier for stockNo. There is no invoice to fund yet.

UK lenders worth knowing for the invoice side

LenderPublished minimum turnoverPaid up frontSource
Hydr No minimum (single invoices) Up to 100% per invoice hydr.co.uk
Bibby Financial Services None published Up to 85% bibbyfinancialservices.com
Skipton Business Finance None published Up to 90% skiptonbusinessfinance.co.uk

Figures as published on each lender's own website, checked 14 October 2026. Most of these lenders do not publish their fees.

Hydr funds single invoices. Bibby and Skipton fund a whole sales ledger. Triver also funds single invoices: it says it funds invoices from £100 to £100,000, with a daily fee from 0.06% per day (triver.com, read 14 October 2026).

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.

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Amazon FBA Seller Finance UK FAQ

Can Amazon FBA sellers get invoice finance in the UK?

Only for the part of the business that sends invoices to other businesses. Money Amazon pays out to you from Seller Central sales is not an invoice to a customer, so an invoice finance lender has nothing to fund. If you also sell to Amazon through Vendor Central, or sell wholesale to shops, those invoices can be funded like any other business invoice.

How do I pay for stock before it sells?

Invoice finance doesn't help here, because there is no invoice yet. Sellers usually look at other products, such as purchase order finance, trade finance, a business loan or revenue-based finance, where repayments come out of future sales. We don't hold checked terms for these products, so compare offers on the total cost and how repayments are taken.

Can I combine invoice finance with other finance?

Often, yes, but check first. Invoice finance lenders usually take security over the business. A second lender may also want security or a share of your sales. Tell each lender about the other before you sign, and add up the total cost of both.

Which lenders suit an FBA seller that also sells wholesale?

If you only want to fund the odd large wholesale invoice, look at single-invoice lenders such as Hydr or Triver. If most of your income comes from invoices to businesses, a whole-ledger lender such as Bibby Financial Services or Skipton Business Finance may fit. Bibby publishes no minimum turnover. Skipton publishes no minimum.

Are Amazon Vendor Central invoices financeable?

Usually, yes. With Vendor Central you sell stock to Amazon and invoice it, so Amazon is your customer. Lenders fund invoices to large, well-known customers like any other. Ask each lender how it handles deductions Amazon may take off what it pays, as the lender will only advance against what it expects to be paid.