Alternatives to Touch Financial
4 UK invoice finance alternatives to Touch Financial, compared on advance rate, setup speed, transparency, minimum turnover and best-fit.
The leading UK invoice finance alternatives to Touch Financial are Bibby Financial Services, Close Brothers Invoice Finance, Ultimate Finance and IGF (Independent Growth Finance), compared here on advance rate, setup speed, minimum turnover and rating. More detail + scope
Summary
Touch Financial is benchmarked against 4 UK invoice finance alternatives: Bibby Financial Services, Close Brothers Invoice Finance, Ultimate Finance and IGF (Independent Growth Finance). Each is compared on product type, minimum turnover, advance rate, typical rate, setup speed and overall rating, so you can see which fits your turnover and how fast you need funding. MarketInvoice then matches you to the best-fit provider.
This page covers
UK invoice finance alternatives to Touch Financial, compared on product type, minimum turnover, advance rate, typical rate, setup speed and rating
Not covered here
In-depth single-provider reviews (see /providers/), head-to-head comparisons (see /vs/), general invoice finance education (see /guides/)
Touch Financial vs the 4 alternatives
| Touch Financial | Bibby Financial Services | Close Brothers Invoice Finance | Ultimate Finance | IGF (Independent Growth Finance) | |
|---|---|---|---|---|---|
| Product | Invoice finance broker (whole-of-market) | Invoice finance (factoring, CID, ABL) | Invoice finance (CID, factoring, ABL) | Invoice finance (factoring, CID), bridging, asset finance | Invoice finance (ABL, CID), asset-based lending |
| Cluster | independent | independent | independent | independent | independent |
| Min turnover | Varies by funder | £100k | £500k | Not published | £1m |
| Advance rate | Up to 90% (funder dependent) | Up to 90% | Up to 90% | Up to 95% | Up to 90% receivables + stock + plant |
| Typical rate | Funder rates; no broker fee to client | 0.5% to 3% service charge plus discount margin | From 0.5% service charge | Quoted per facility (not published) | Bespoke pricing |
| Setup speed | 3 to 10 working days | 5 working days | 5 working days | 3 working days | 10 working days |
| Rating | 4.0 | 4.4 | 4.5 | 4.3 | 4.1 |
Bibby Financial Services
5 working days · Up to 90%The largest UK independent invoice finance provider by volume, family-owned, 40+ years in market. Strong on sector breadth (construction, recruitment, manufacturing, wholesale) and SME accessibility. Setup typically 5 wo
Close Brothers Invoice Finance
5 working days · Up to 90%UK merchant banking heritage with 0.5% headline service charge, undercutting most banks and most independents. Strong on transparency, dated published criteria, FCA regulated. Best fit for £500k+ turnover trading busines
Ultimate Finance
3 working days · Up to 95%One of the fastest mainstream UK invoice finance setups we track, 3 working days typical. Owned by Tavistock Group. Strong on SME accessibility, flexible underwriting, and broader product set (also asset finance + bridgi
IGF (Independent Growth Finance)
10 working days · Up to 90% receivables + stock + plantABL specialist combining invoice finance with stock and plant lending under one facility. Private credit facilities of £2m to £25m for UK SMEs and mid-market corporates, with over £600m of facilities under management (Ma
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How we make money: Market Invoice is an independent comparison service, not a lender. If you take a facility after we introduce you, the provider pays us a commission; you never pay us and it is never added to your costs. How we are funded.
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.
Last reviewed: 15 July 2026