Alternatives to Close Brothers Invoice Finance
4 UK invoice finance alternatives to Close Brothers Invoice Finance, compared on advance rate, setup speed, transparency, minimum turnover and best-fit.
The leading UK invoice finance alternatives to Close Brothers Invoice Finance are Bibby Financial Services, Aldermore Invoice Finance, Skipton Business Finance and HSBC Invoice Finance, compared here on advance rate, setup speed, minimum turnover and rating.
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Summary
Close Brothers Invoice Finance is benchmarked against 4 UK invoice finance alternatives: Bibby Financial Services, Aldermore Invoice Finance, Skipton Business Finance and HSBC Invoice Finance. Each is compared on product type, minimum turnover, advance rate, typical rate, setup speed and overall rating, so you can see which fits your turnover and how fast you need funding. MarketInvoice then matches you to the best-fit provider.
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UK invoice finance alternatives to Close Brothers Invoice Finance, compared on product type, minimum turnover, advance rate, typical rate, setup speed and rating
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In-depth single-provider reviews (see /providers/), head-to-head comparisons (see /vs/), general invoice finance education (see /guides/)
Close Brothers Invoice Finance vs the 4 alternatives
| Close Brothers Invoice Finance | Bibby Financial Services | Aldermore Invoice Finance | Skipton Business Finance | HSBC Invoice Finance | |
|---|---|---|---|---|---|
| Product | Invoice finance (CID, factoring, ABL) | Invoice finance (factoring, CID, ABL) | Invoice finance (Receivables Finance, factoring, CID) | Invoice finance (CID, factoring, ABL) | Invoice finance (CID, factoring), trade finance integration |
| Cluster | independent | independent | independent | independent | high-street |
| Min turnover | £500k | £100k | £250k | £100k | £500k |
| Advance rate | Up to 90% | Up to 90% | Up to 90% | Up to 90% | Up to 90% |
| Typical rate | From 0.5% service charge | 0.5% to 3% service charge plus discount margin | 1% to 2.5% service charge | 0.5% to 2.5% service charge | 0.7% to 1.5% service charge |
| Setup speed | 5 working days | 5 working days | 7 working days | 5 working days | 10 to 15 working days |
| Rating | 4.5 | 4.4 | 4.2 | 4.2 | 4.0 |
Bibby Financial Services
5 working days · Up to 90%The largest UK independent invoice finance provider by volume, family-owned, 40+ years in market. Strong on sector breadth (construction, recruitment, manufacturing, wholesale) and SME accessibility. Setup typically 5 wo
Aldermore Invoice Finance
7 working days · Up to 90%Challenger bank with a dedicated invoice finance arm, relaunched as Receivables Finance in 2025 with Growth Guarantee Scheme accreditation. Mid-cost mid-speed mainstream choice. Bibby acquired Aldermore Working Capital F
Skipton Business Finance
5 working days · Up to 90%Skipton Building Society-backed independent IF lender, headquartered Yorkshire. 0.5% headline rates compete with Close Brothers. Strong on SME and regional manufacturing. Less national brand awareness but consistent serv
HSBC Invoice Finance
10 to 15 working days · Up to 90%Global high street bank with strong trade finance integration. Targets £500k+ turnover with confidential discounting plus selective factoring. Multi-currency advance and letters of credit integrated. Setup 10-15 days. SM
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Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 12 May 2026