Early Payment Discount vs Invoice Finance Calculator UK
A customer offers you 2/10 net 60 (2% discount for paying in 10 days, full payment in 60). Should you take it, or use invoice finance to fund the wait? This tool compares the cost.
Calculator
Recommendation
Take the discount
Taking the early payment discount is cheaper than invoice finance in this case. The annualised cost of refusing the discount (14.6%) is lower than invoice finance.
What this tool tells you
A customer offers you 2/10 net 60 (2% discount for paying in 10 days, full payment in 60). Should you take it, or use invoice finance to fund the wait? This tool compares the cost.
All UK invoice finance providers serve businesses across the full UK. The numbers above are typical UK market rates for early payment discount vs invoice finance UK. For real quotes matched to your specific business, use our 60-second comparison tool.