Invoice Finance APR Equivalent Calculator UK
Translates a quoted invoice finance facility (service charge % + discount charge) into a true APR equivalent so you can compare to a business loan or credit line on the same basis.
Calculator
True APR equivalent
11.3%
Invoice finance at this cost is comparable to a mid-tier UK business loan. Worth considering when the cash flow benefit (faster growth, lower bad debt) is genuine.
What this tool tells you
Translates a quoted invoice finance facility (service charge % + discount charge) into a true APR equivalent so you can compare to a business loan or credit line on the same basis.
All UK invoice finance providers serve businesses across the full UK. The numbers above are typical UK market rates for invoice finance APR calculator UK. For real quotes matched to your specific business, use our 60-second comparison tool.