What Is Invoice Purchase and How Does It Differ From Factoring?

Invoice purchase is where the provider buys individual invoices outright at a discount, usually through an online marketplace. There is no ongoing facility, no minimum charge, and no debenture. Each invoice is priced on its own merits. Platforms include Kriya (formerly MarketInvoice), Previse, and Stenn.

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Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 24 April 2026

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