Can I Factor Pro-Forma Invoices?
No. Pro-forma invoices are requests for payment before work is done or goods are delivered. Invoice finance only works with invoices for completed work or delivered goods. The provider needs proof that the customer has received what they're paying for.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 10 April 2026