What Are the Alternatives to Invoice Finance?
Bank overdraft (cheaper but declining availability), business loan (fixed lump sum), merchant cash advance (for card payment businesses), revolving credit facility, asset finance (for equipment), R&D tax credit advance, equity/investment, or simply negotiating shorter payment terms with customers.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 12 April 2026