Do All My Invoices Have to Go Through the Factoring Company?
With whole-turnover factoring, yes, all B2B invoices go through the facility. With selective/spot factoring, no, you choose which invoices to finance. Whole-turnover gets better rates. Selective gives more control.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026