What Is a Minimum Service Charge in Invoice Finance?
A minimum service charge is a monthly fee you pay even if you submit zero invoices. Typically £200-£500/month. It catches people out in quiet months. Always ask about this before signing, if your business is seasonal, minimum charges can add up.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 5 April 2026