Can I Switch from Factoring to Invoice Discounting?
Yes. Many businesses start with factoring (provider manages collections) and switch to discounting (you retain control) as they grow. Most providers offer both and can transition you. You typically need £250k-500k+ turnover and established credit management processes to qualify for discounting.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 11 April 2026