How Long Does It Take to Switch Invoice Finance Providers?
Typically 4-8 weeks. You need to: give notice on your current contract (usually 3 months), find a new provider, agree terms, and coordinate the debenture transfer at Companies House (5-10 working days). Have cash reserves to bridge the gap, there may be a few days with no facility during the handover.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 14 April 2026