Bibby Financial Services vs MarketInvoice
Bibby Financial Services and MarketInvoice are not the same kind of business. Bibby is an invoice finance lender. It has lent directly to UK businesses since 1982 and has specialist teams for sectors such as construction, recruitment and manufacturing. It describes itself as one of Europe's largest independent invoice finance providers. MarketInvoice is a comparison site run by Best Business Loans Ltd. It is not a lender. We review and compare UK invoice finance providers, including Bibby, and you can go to any of them direct. If you ask us for quotes, our introduction partner, a UK invoice finance provider, handles your enquiry and comes back to you with quotes. If you already know Bibby is right, apply direct.
Official site: Bibby Financial Services
Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd
Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.
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Side-by-side
| Feature | Bibby Financial Services | MarketInvoice |
|---|---|---|
| Business type | Direct invoice finance lender | Comparison site; enquiries go to our introduction partner |
| Companies House | 03530461 (Bibby Financial Services Ltd) | 16833937 (Best Business Loans Ltd) |
| Founded | 1982 | Comparison site |
| Minimum turnover | Not published | Not a lender, so none. Each provider sets its own |
| Advance rate | Up to 85% | Not a lender. See our provider reviews for published rates |
| Service charge | Not published (quoted per facility) | You pay us nothing (our introduction partner pays us a fixed fee) |
| Sector strength | Construction, recruitment, manufacturing | We review providers across all sectors |
| Setup speed | Not published | Quotes via our introduction partner, a UK invoice finance provider; timing not published |
When Bibby wins on direct
You know your sector suits Bibby. Bibby has sector-specialist underwriting teams for construction, recruitment and manufacturing. If you work in one of those sectors, you can go to Bibby direct.
You already have a Bibby relationship. Bibby describes itself as one of Europe's largest independent invoice finance providers. If you are happy with your facility, you may not need to compare. If your turnover or sector has changed, it is worth checking other quotes when you renew.
When to compare first
You want to check Bibby's quote. Other UK providers include fintechs (Hydr), independents (Ultimate Finance, IGF) and bank or building-society backed lenders (Close Brothers, Aldermore, Skipton, Novuna). Bibby does not publish a service charge, so the only way to judge its quote is to compare it with others.
Your business may not suit Bibby's underwriting. If you are in a sector outside its core specialism, or need a confidential discounting facility on a small ledger, another provider may suit you better. Our provider reviews set out what each one asks for.
You want a faster setup. Bibby does not publish a setup time. Some fintech providers publish faster setup times. Check each one on our provider reviews.
Related
- Bibby Financial Services review
- Compare all UK invoice finance providers
- Best for construction (Bibby-led)
- Capitalise vs MarketInvoice
Bibby vs MarketInvoice FAQ
How long has Bibby Financial Services been lending?
Bibby Financial Services Ltd (Companies House 03530461) has written invoice finance directly to UK businesses since 1982. It describes itself as one of Europe's largest independent invoice finance providers, funding over 8,500 businesses. It advances up to 85% of invoice value. It does not publish a minimum turnover or a service charge, so you need a quote to compare it.
Which sectors is Bibby strongest in?
Bibby has sector-specialist underwriting teams for construction, recruitment and manufacturing. If your business is in one of those sectors, going direct to Bibby can make sense.
Is MarketInvoice the same company as Bibby?
No. MarketInvoice is a comparison site run by Best Business Loans Ltd (16833937). It is not affiliated with or owned by Bibby Financial Services Ltd. It is not a lender and does not have a panel of lenders. We compare Bibby with other UK providers on our pages. If you ask us for quotes, our introduction partner, a UK invoice finance provider, handles your enquiry and comes back to you with quotes.
How fast is setup with Bibby?
Bibby does not publish a setup time. Other providers publish their own setup times, which you can see on our provider reviews. MarketInvoice does not publish a timescale for quotes from our introduction partner.
Related comparisons
Get 3 Free Invoice Finance Quotes
Free, no obligation. Tell us about your business and our introduction partner, a UK invoice finance provider, handles your enquiry and comes back to you with quotes.
Step 1 of 3 · Your business
Free to you: our introduction partner pays us a fixed fee for each introduction, whether or not you go ahead. See our privacy policy.
How we make money: Market Invoice is an independent comparison service, not a lender. Our introduction partner pays us a fixed fee for each business we introduce, whether or not you go ahead; you never pay us and it is never added to your costs. How we are funded.
Bibby figures are from Bibby's own website, checked 2026-10-01. Bibby does not publish a service charge; the rate quoted to your business will depend on turnover, sector and ledger profile. MarketInvoice is a comparison site run by Best Business Loans Ltd (16833937). It is not affiliated with or owned by Bibby Financial Services Ltd.