Trust and verification

Market Invoice is an independent UK invoice finance comparison and introducer service. We are operated by Best Business Loans Ltd (Companies House 16833937), independent of any single lender, and we are not the same business as the historical MarketFinance Ltd (rebranded to Kriya in 2023). This page covers how we verify providers, where our money comes from, who writes the content, and the public records you can use to check us.

Who runs Market Invoice

  • Operator: Best Business Loans Ltd
  • Companies House: 16833937
  • Registered office: Cust Hall, Toppesfield, Halstead, Essex CO9 4EB
  • Director and author of record: Oliver Mackman (Companies House officer record)
  • Sister sites under common ownership: BestBusinessLoans (bestbusinessloans.ai), FundBiz (fundbiz.co.uk), CardMachines (pre-launch)

Brand disambiguation

The name "Market Invoice" overlaps in casual use with a historical UK business called MarketInvoice Limited, which rebranded to MarketFinance Ltd in 2020 and to Kriya in 2023. To be unambiguous:

Entity Status Relationship to marketinvoice.co.uk
Market Invoice (this site, marketinvoice.co.uk) Independent comparison and introducer site, active 2026 Operated by Best Business Loans Ltd (16833937), unrelated to MarketFinance / Kriya
MarketInvoice Limited / MarketFinance Ltd Rebranded to Kriya in 2023, no longer trades as MarketInvoice or MarketFinance Unrelated to this site
Kriya UK lender, current trading entity formerly known as MarketFinance A funder we may feature in comparisons; not the same business as this site

How we verify providers

Every provider listed on Market Invoice is verified against public records before publication and re-checked when reviews are refreshed.

  • Companies House. Active filing status, incorporation date, registered office, current directors, recent accounts. We link directly to the Companies House profile on every provider review.
  • FCA Financial Services Register. Any FRN claimed by a provider is checked against the register and the activities they are authorised for. We flag providers whose FCA authorisation does not extend to the product they offer.
  • UK Finance membership. For providers claiming Asset Based Finance Association or UK Finance membership, we check the member directories.
  • Trade press and Trustpilot. Independent reviews and public filings are cross-checked against provider marketing.
  • Provider statements. Any claim that cannot be verified through public records (private pricing tiers, internal SLAs, unverified case studies) is labelled "provider statement" on the review.

Editorial independence and how we are funded

Market Invoice is free to use. We may receive a referral fee from a provider when a user goes on to open a facility with them. The fee is paid out of the provider's existing margin and never increases your cost. Provider rankings are based on six fixed criteria and the fee structure has no bearing on the ranking position. The full breakdown is on our how-we-are-funded page.

Editorial standards, fact-checking, author bylines, and corrections policy are documented on the editorial policy page.

FAQs

Is Market Invoice the same as MarketFinance?

No. Market Invoice (marketinvoice.co.uk) is an independent UK invoice finance comparison and introducer service operated by Best Business Loans Ltd (company number 16833937). It is not the same as MarketFinance Ltd, an earlier business that operated as MarketInvoice Limited until 2020 and rebranded to Kriya in 2023. The trading name 'MarketInvoice' is not in current commercial use; we operate marketinvoice.co.uk as an independent comparison site.

Are you regulated by the FCA?

Best Business Loans Ltd, the operator of Market Invoice, operates marketinvoice.co.uk as a comparison and introducer service for invoice finance. UK commercial invoice finance is not a regulated FCA activity in itself (it is business-to-business lending between limited companies). Where we facilitate quotes from FCA-authorised providers (for example, where the funder is also authorised for consumer credit or asset finance), the regulated activity remains with the funder. We are not the lender. Disclosures appear on every provider review.

How do you verify a provider's claims?

Every provider on our site is checked against: (1) Companies House records for incorporation date, registered office, active directors, and filing status; (2) the FCA Financial Services Register for any FRN claimed; (3) UK Finance membership lists where applicable; (4) public pricing pages, T&Cs, and sample contracts where shared; (5) recent independent reviews on Trustpilot, Google, and trade press. Where a claim cannot be verified through public records, we mark it 'provider statement' on the review page.

Do you take fees from the providers you compare?

We may receive a referral fee from a provider when a comparison user goes on to open a facility with them. The fee is paid by the provider out of their existing margin and does not increase your cost. See our how-we-are-funded page for the detail. Provider rankings are based on six objective criteria (cost, advance rate, speed, minimum turnover, contract flexibility, service quality); the fee structure has no bearing on the ranking position.

Are your reviews and rankings independent?

Yes. Reviews are written by our editorial team using a fixed scoring rubric. Providers cannot pay to be featured, change their score, or remove negative coverage. We list providers we have no commercial relationship with alongside those we do, using the same methodology. Disagreements with a provider's preferred framing are common and we publish them as-is.

Who is the author of the content on Market Invoice?

Oliver Mackman is the author of record and director of Best Business Loans Ltd (Companies House officer ID dKHZEH-n1H5BVmR2rILJcCJbzY4). Specialist contributors are named on individual articles where relevant. The full author roster and editorial standards are in our editorial-policy page.

How can I check who owns Market Invoice?

Best Business Loans Ltd (company number 16833937) is the operator of Market Invoice. The Companies House record is at find-and-update.company-information.service.gov.uk/company/16833937 and shows the active director, registered office, and filing history. Operator entity is also disclosed in our footer and in every page's structured-data Organization schema.

What if I have a complaint about a provider you referred me to?

If you have a complaint about a provider's service after we made the introduction, raise it with the provider first. If the provider is FCA-authorised for the relevant activity, you may be able to escalate to the Financial Ombudsman Service. If your complaint is about our site or comparison process, contact us directly; we handle complaints under the process on our complaints page.

Questions about our verification process or sources? Contact us. Best Business Loans Ltd, Cust Hall, Toppesfield, Halstead, Essex CO9 4EB. Company number 16833937.