What Is the Cross-Age Rule in Invoice Finance?

If any invoice from a customer is overdue by more than a set period (typically 90-120 days), the provider may exclude ALL invoices from that customer, not just the overdue one. This protects the provider but can reduce your available funding. Chase overdue invoices quickly.

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Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 12 April 2026

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