Can I Have Invoice Finance AND a Bank Overdraft?

Yes, but it depends on your bank. Some banks require you to choose one or the other because both are secured against business assets. Others are comfortable with both. The debenture from the invoice finance provider may conflict with the bank's security requirements. Discuss with both parties before committing.

OM

Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 6 April 2026

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