Can I Get Invoice Finance With a CCJ on My Business?
Yes, but options narrow. High street banks usually decline, but independent providers like IGF, Ultimate Finance, and Bibby will consider businesses with CCJs on a case-by-case basis. Expect higher service charges (1.5-3% instead of 0.5-1%) and a personal guarantee requirement. Clearing the CCJ before applying meaningfully improves terms.
OM
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 18 April 2026