Invoice Finance by Industry

UK's biggest user at £8.2bn. Fund payroll from timesheets.

Raw materials upfront, 30-60 day terms.

Fuel and drivers upfront, 45-60 day terms.

Applications for payment, retentions.

Stock upfront, sell on credit.

Day rate placements, weekly payroll.

Confidential discounting for firms.

80+ countries, multi-currency.

Weekly staff, monthly billing.

Materials + construction terms.

Council/NHS clients, great rates.

NHS debtors = lowest risk.

Guards weekly, clients monthly.

Milestone billing, export.

Erection, hire, dismantle cycle.

Commercial M&E, high materials.

Most materials-heavy M&E trade.

Carriers, customs, warehousing.

Multi-service, subcontractor chain.

Perishable stock, supermarket terms.

Job-by-job, materials per run.

Vehicles, fuel, disposal fees.

Seasonal with year-round costs.

Temporary/industrial workers.

RIBA stages, confidential.

NHS supply chain, safe debtors.

Large invoices, selective options.

Logistics-heavy, thin margins.

POD-based, high volume.