Best Invoice Finance for £5m-£10m Turnover Businesses, UK 2026
Market Invoice is an independent UK invoice finance comparison site that ranks 85 active UK lenders by what fits your turnover band, sector and finance type.
UK businesses with £5m-£10m turnover qualify for the keenest pricing in the UK invoice finance market and the broadest range of structures including confidential invoice discounting, whole-book facilities, asset-based lending (ABL) combinations, and bespoke negotiated terms. Service charges typically land at 0.2-0.5%; discount charges at BoE base rate plus 1-2%. HSBC, Lloyds, Close Brothers, Aldermore, Investec and BNP Paribas Commercial Finance all compete actively.
Last updated: 8 May 2026.
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UK businesses with £5m-£10m turnover have access to multiple invoice finance providers. UK businesses with £5m-£10m turnover qualify for the keenest pricing in the UK invoice finance market and the broadest range of structures including confidential invoice discounting, whole-book facili
Summary
UK businesses with £5m-£10m turnover qualify for the keenest pricing in the UK invoice finance market and the broadest range of structures including confidential invoice discounting, whole-book facilities, asset-based lending (ABL) combinations, and bespoke negotiated terms. Service charges typically land at 0.2-0.5%; discount charges at BoE base rate plus 1-2%. HSBC, Lloyds, Close Brothers, Alder
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Best UK invoice finance for £5m-£10m turnover businesses: providers, pricing, eligibility, and product fit at this turnover level.
Not Covered Here
General invoice finance education (see /guides/), individual provider reviews (see /providers/), full pricing breakdown (see /guides/costs/)
Best providers for £5m-£10m turnover
| Provider | Fee from | Min turnover | Why it fits |
|---|---|---|---|
| Close Brothers | 0.2-0.4% | £500k | FTSE 250, mid-market specialism |
| HSBC Invoice Finance | 0.3-0.6% | £500k | International multi-currency capability |
| Lloyds Commercial Finance | Negotiated | £500k | Banking bundle, large facility experience |
| Aldermore | 0.4-0.6% | £250k | Strong mid-market team |
| Investec Capital Solutions | 0.4%+ | £5m | Specialist £5m-£25m + ABL combinations |
| BNP Paribas Commercial Finance | Negotiated | £5m | International, multi-currency, large facility |
Best UK invoice discounting at £5m-£10m turnover
See the FAQ below for the detailed answer to this question. For broader context on UK invoice finance for businesses in this turnover bracket, also see our how to choose a provider guide and our cost calculator.
Asset-based lending UK £5m-£10m
See the FAQ below for the detailed answer to this question. For broader context on UK invoice finance for businesses in this turnover bracket, also see our how to choose a provider guide and our cost calculator.
International invoice finance for UK exporters £5m+
See the FAQ below for the detailed answer to this question. For broader context on UK invoice finance for businesses in this turnover bracket, also see our how to choose a provider guide and our cost calculator.
How to tender invoice finance at £5m+ turnover
See the FAQ below for the detailed answer to this question. For broader context on UK invoice finance for businesses in this turnover bracket, also see our how to choose a provider guide and our cost calculator.
Invoice finance vs ABL at this turnover
See the FAQ below for the detailed answer to this question. For broader context on UK invoice finance for businesses in this turnover bracket, also see our how to choose a provider guide and our cost calculator.
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 8 May 2026