Best Invoice Finance for £500k-£1m Turnover Businesses, UK 2026

Compare UK invoice finance lenders that take a £500k to £1m turnover business, then get 3 free quotes. Free, no obligation, and nothing to pay if you decide not to proceed.

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Recruitment agencyConstructionWholesaleUnder £500k turnoverConfidential (clients mustn't know)Not sure

At £500,000 to £1m turnover, you meet the published minimum of most lenders in our records. Lloyds and NatWest publish minimums below £500,000, Novuna publishes none, and Skipton Business Finance says it has funded businesses as small as £100,000. Close Brothers and Aldermore publish a £750k minimum, so they fit the top half of the band. HSBC and White Oak publish £1m, the very top. None of these lenders publishes its fees. Market Invoice compares the UK providers that fit this need, and you can get 3 free quotes through our introduction partner, a UK invoice finance provider.

What this page covers

This page covers

which UK invoice finance lenders take a £500k to £1m turnover business, and what they publish

Not covered here

General invoice finance education (see /guides/), individual provider reviews (see /providers/), full pricing breakdown (see /guides/costs/)

Lenders for £500k-£1m turnover

LenderPublished minimum turnoverPaid up frontSource
Skipton Business Finance None published (the smallest it says it has funded, not a formal minimum) Up to 90% skiptonbusinessfinance.co.uk
Lloyds Bank Commercial Finance £100k (invoice discounting only) Up to 90% lloydsbank.com
NatWest Invoice Finance £300k (invoice discounting) Up to 90% natwest.com
Novuna Business Finance None published Up to 90% novuna.co.uk
Close Brothers Invoice Finance £750k Up to 90% closeinvoice.co.uk
Aldermore Invoice Finance £750k Up to 90% aldermore.co.uk
HSBC Invoice Finance £1m (invoice discounting) Up to 95% business.hsbc.uk

Figures as published on each lender's own website, checked 14 October 2026. None of these lenders publishes its fees.

If you are below £750k, leave out Close Brothers and Aldermore for now. Below £1m, leave out HSBC.

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.

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£500k-£1m Turnover Invoice Finance FAQ

Which lenders take a £500k to £1m turnover business?

Lloyds publishes a £100k minimum and NatWest £300k. Novuna, Bibby Financial Services, Ultimate Finance, Barclays and Santander publish no minimum. Skipton Business Finance says it has funded businesses as small as £100,000. Close Brothers and Aldermore open up at £750k, and HSBC and White Oak at £1m.

What does it cost at this turnover?

None of the lenders in the table on this page publishes its fees. Each quotes per facility. There is usually a service charge, a percentage of the invoices or turnover, and a discount charge, which is interest on the money you draw. Get quotes on the same figures and compare the total yearly cost.

When can I get confidential invoice discounting?

With confidential invoice discounting you collect payment from your customers yourself, and they are not told about the lender. Lenders usually want good bookkeeping and credit control before they offer it. Lloyds, NatWest, Barclays and HSBC offer invoice discounting only on their own websites. Ask each lender what it needs from you.

Should I use my own bank?

You don't have to. Lenders such as Close Brothers, Skipton, Bibby and Novuna are not tied to your current account. A bank may offer invoice finance alongside your account, but that is not a reason to skip other quotes. Compare the total cost either way.

Can I get bad debt protection?

Some lenders offer it. Barclays says its invoice discounting comes with optional bad debt cover. Ask any lender whether it offers cover against customers who don't pay, and what it costs.