Best Education and Training Provider Invoice Finance UK 2026

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If you are a training provider that invoices companies, colleges, universities or public bodies, invoice finance can pay you most of each invoice before your customer does. Bibby and Skipton publish no minimum turnover, and Aldermore publishes £750,000. Hydr funds single invoices if you only need it now and then. Apprenticeship funding from the Department for Education is not always an ordinary invoice, so check with the lender first. Market Invoice compares UK invoice finance providers, and you can get 3 free quotes through our introduction partner, a UK invoice finance provider.

What this page covers

This page covers

Invoice finance for UK education and training providers: apprenticeship funding, corporate L&D, college and university work, NHS training

Not covered here

General invoice finance education (see /guides/), individual provider reviews (see /providers/), full pricing breakdown (see /guides/costs/)

Lenders to compare

LenderPublished minimum turnoverPaid up frontSource
Bibby Financial Services None published Up to 85% bibbyfinancialservices.com
Skipton Business Finance None published Up to 90% skiptonbusinessfinance.co.uk
Aldermore Invoice Finance £750k Up to 90% aldermore.co.uk
Hydr No minimum Up to 100% per invoice hydr.co.uk

Figures as published on each lender's own website, checked 14 October 2026. Most of these lenders do not publish their fees.

The Education and Skills Funding Agency closed on 31 March 2025 and its work moved to the Department for Education (GOV.UK). If a lender's paperwork still mentions the ESFA, it means the same funding.

AP

Adam Parker

Founder & Managing Director, Muswell Rose, founder and PSC of Best Business Loans Ltd

Adam is the founder and managing director of Muswell Rose and a founder of Best Business Loans Ltd, the company behind Market Invoice. He spent over three years as managing director of Penny, a UK invoice finance business, and his career runs through insurance, mortgages, commercial finance and fintech lending. He writes the Market Invoice library.

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Education and Training Provider Invoice Finance UK FAQ

Can training providers get UK invoice finance?

Yes, if you invoice other organisations on credit terms: companies, colleges, universities or public bodies. The lender pays you most of each invoice now and you get the rest, less fees, when your customer pays. How much it advances depends on the lender and your customers. Most lenders don't publish fees, so get quotes.

Can I finance apprenticeship funding?

Sometimes. Apprenticeship funding now comes from the Department for Education, which took over the Education and Skills Funding Agency's work when the agency closed on 31 March 2025 (GOV.UK). Funding claims are not always ordinary invoices, so ask each lender whether it will fund them before you apply.

Which lenders suit corporate training and L&D firms?

If you invoice companies regularly, a whole-ledger lender such as Bibby (no published minimum) or Skipton (no published minimum) is worth a quote. If you only need to fund the odd large contract, a single-invoice lender such as Hydr lets you pick which invoices to fund.

Can I finance work for universities or FE colleges?

Usually, yes. Invoices to universities and colleges can be funded like any other business invoice. Lenders look at who your customer is and how reliably it pays, so tell them who you invoice.

Can I finance NHS training contracts?

Usually, yes, if you invoice the NHS body for the training. Ask each lender how it treats NHS invoices. See our page on invoice finance for NHS suppliers.

Cost of training provider invoice finance UK?

You usually pay a service charge, which most lenders including Skipton quote per facility, plus a discount charge, which is interest over Bank of England base rate on the money you draw. Get quotes on your own invoices and compare the total cost.