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Get my 3 quotes →Close Brothers Invoice Finance can suit a larger private practice that sends invoices to health insurers, companies or other practices. It publishes a £750k minimum turnover and advances up to 90% of the invoice value. It does not publish its fees or a separate healthcare product. Money owed by individual patients is usually not something a lender will fund. Market Invoice compares the UK providers that fit this need, and you can get 3 free quotes through our introduction partner, a UK invoice finance provider.
What this page covers
This page covers
what Close Brothers publishes, which practice income a lender can fund, and other lenders to compare
Not covered here
Provider review across all sectors (see /providers/close-brothers/), equipment finance, buying a practice
Which practice income can be funded
Invoice finance lends against invoices that a business owes you. For a practice, that usually means bills to health insurers, employers that pay for staff treatment, the NHS, or other practices and clinics. A lender pays you part of each invoice now and is repaid when the bill is paid.
Bills paid by individual patients are different. They are consumer debts, and most invoice finance lenders will not lend against them. If most of your income comes straight from patients, invoice finance may not be the right product. Tell any lender how your income splits before you ask for a quote.
When Close Brothers is worth a quote
- Your practice turns over £750k or more, the minimum Close Brothers publishes.
- A good share of your income is invoiced to insurers, companies or other practices.
- You want confidential invoice discounting, where the people who owe you are not told.
When to look elsewhere
- Your turnover is under £750k. Bibby Financial Services and Ultimate Finance publish no minimum turnover.
- Most of your income is paid by patients. Invoice finance may not fit at all.
- You need money for equipment or to buy a practice. Asset finance or a loan is the usual route.
Close Brothers and other lenders compared
| Lender | Published minimum turnover | Paid up front | Source |
|---|---|---|---|
| Close Brothers Invoice Finance | £750k | Up to 90% | closeinvoice.co.uk |
| Bibby Financial Services | None published | Up to 85% | bibbyfinancialservices.com |
| Ultimate Finance | None published | Up to 95% | ultimatefinance.co.uk |
| Skipton Business Finance | None published (the smallest it says it has funded, not a formal minimum) | Up to 90% | skiptonbusinessfinance.co.uk |
| Aldermore Invoice Finance | £750k | Up to 90% | aldermore.co.uk |
Figures as published on each lender's own website, checked 14 October 2026. None of these lenders publishes its fees.
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Close Brothers Healthcare FAQ
Does Close Brothers fund healthcare and dental practices?
Close Brothers Invoice Finance does not publish a separate healthcare or dental product. It funds limited companies with invoices to other businesses. It publishes a £750k minimum turnover and advances up to 90% of the invoice value. A practice that bills health insurers, companies or other practices can ask it for a quote.
Can a practice use invoice finance on patient bills?
Usually not. Invoice finance lends against invoices owed by businesses. Money owed by individual patients is a consumer debt, and most invoice finance lenders will not lend against it. Bills to health insurers, employers, the NHS or other businesses are the part a lender may fund.
What does Close Brothers charge?
Close Brothers does not publish its fees. Its site says each agreement is individually priced. Get a written quote and compare the total cost with quotes from other lenders on the same figures.
What if my practice turns over less than £750k?
Close Brothers publishes a £750k minimum, so smaller practices should look elsewhere. Bibby Financial Services and Ultimate Finance publish no minimum turnover. Skipton Business Finance says it has arranged facilities for businesses with turnover as small as £100,000.
Is invoice finance the right way to buy equipment?
Not usually. Invoice finance gives you cash against invoices you have already sent. For a dental chair, scanner or other equipment, asset finance or a loan is the usual route. Ask any lender whether it offers both.