Invoice Finance vs Supply Chain Finance — What's the Difference?
Invoice finance is initiated by the supplier (you) to get paid faster. Supply chain finance is initiated by the buyer (your customer) to extend their payment terms while you get paid on time. Supply chain finance is typically cheaper but only available from large buyers who set up programmes with their bank.
OM
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026