Kriya Invoice Finance Review
Kriya (formerly MarketInvoice) is a fintech invoice finance provider now part of Allica Bank following its acquisition in October 2025. Having processed over £4 billion in invoices, Kriya offers both selective and whole-ledger invoice finance with advance rates up to 90%. Their technology-driven platform, now backed by Allica Bank's balance sheet, provides a modern alternative to traditional bank facilities.
Key Facts
Pros and Cons
Strengths
- Genuine selective invoice finance option
- Technology-driven platform with fast onboarding
- Now backed by Allica Bank's balance sheet
- Over £4bn processed with strong track record
Limitations
- Recent acquisition means product direction may evolve
- Selective finance costs more per invoice than whole-ledger
- Less personal relationship management than traditional providers
Our Verdict
Kriya remains a strong option for businesses wanting a modern, technology-led invoice finance experience, particularly those who value selective funding. The Allica Bank acquisition adds financial stability, though it remains to be seen how the product evolves under new ownership. For businesses wanting traditional relationship-led service, Close Brothers or Aldermore may be more suitable.
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 7 April 2026