What Is a Debenture in Invoice Finance?
A debenture is a legal charge registered at Companies House giving the invoice finance provider a claim over your company's assets as security. It's standard practice — almost all providers require one. It does not affect your day-to-day operations but does mean you can't grant a debenture to another lender simultaneously.
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026