https://marketinvoice.co.uk/ UK invoice finance guides and market analysis from Market Invoice. en-gb https://marketinvoice.co.uk/guides/how-much-cover-does-invoice-insurance-give/ https://marketinvoice.co.uk/guides/how-much-cover-does-invoice-insurance-give/ ICISA says cover usually pays 75% to 95% of an unpaid invoice. What UK insurers and lenders say they pay, and how VAT, limits and your share cut it. Thu, 15 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-insurance-cost-per-invoice/ https://marketinvoice.co.uk/guides/invoice-insurance-cost-per-invoice/ UK credit insurers price cover by the year as a % of insured sales: Atradius and Coface each publish 0.1% to 1%. What that means per invoice, plus other costs. Thu, 15 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/confidential-invoice-discounting-vs-factoring/ https://marketinvoice.co.uk/blog/confidential-invoice-discounting-vs-factoring/ Confidential invoice discounting lets a business keep control of its own credit control while borrowing against unpaid invoices, with customers unaware a… Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/high-street-banks-retreating-invoice-finance/ https://marketinvoice.co.uk/blog/high-street-banks-retreating-invoice-finance/ Some UK banks have narrowed their invoice finance offer: Barclays moved its factoring book to 4Syte, Aldermore sold a division to Bibby, Virgin Money takes no new customers. What it means for you. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/hsbc-invoice-finance-review-uk-smes/ https://marketinvoice.co.uk/blog/hsbc-invoice-finance-review-uk-smes/ HSBC UK offers confidential invoice discounting for businesses with £1m+ actual or projected turnover, advancing up to 95%, in sterling or other major currencies. What it publishes and what to ask. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-manufacturing-smes-supply-chain-pressure-and-working-capital/ https://marketinvoice.co.uk/blog/invoice-finance-for-manufacturing-smes-supply-chain-pressure-and-working-capital/ Invoice finance for manufacturers: what it funds once goods are delivered, what to use for stock, long orders and staged payments, a worked example and lenders' published terms. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-media-and-creative-agencies/ https://marketinvoice.co.uk/blog/invoice-finance-for-media-and-creative-agencies/ Can design and creative agencies use invoice finance? Yes, once the client has signed off the work. Which invoices count, a worked example and lenders' published terms. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-invoice-finance-works/ https://marketinvoice.co.uk/guides/how-invoice-finance-works/ What is invoice finance? A way for UK businesses to get most of an unpaid invoice now instead of waiting for the customer to pay. How it works step by step, costs and who can get it. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-vs-supply-chain-finance/ https://marketinvoice.co.uk/guides/invoice-finance-vs-supply-chain-finance/ Invoice finance lets you unlock cash tied up in your own unpaid invoices. Supply chain finance lets your buyers offer early payment to their suppliers, funded… Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/rd-tax-credit-advance/ https://marketinvoice.co.uk/guides/rd-tax-credit-advance/ HMRC can take weeks to pay an R&D tax credit claim. Some lenders will lend against the claim so you get cash sooner. How it works, who offers it, and what to check. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/trade-credit-insurance-withdrawn/ https://marketinvoice.co.uk/guides/trade-credit-insurance-withdrawn/ When a credit insurer cuts cover on a customer, your invoice finance availability against that debtor can fall with it. What changes, and what to do. Wed, 14 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-for-saas-companies/ https://marketinvoice.co.uk/guides/invoice-finance-for-saas-companies/ When invoice finance works for a SaaS business and when it doesn't: card subscriptions, annual licences, enterprise invoices and recurring revenue finance. Tue, 13 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/did-barclays-stop-invoice-finance/ https://marketinvoice.co.uk/blog/did-barclays-stop-invoice-finance/ Yes. Barclays lists one product, confidential invoice discounting, paying up to 90% of approved invoices. It does not list factoring. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-print-and-packaging-smes-managing-long-payment-terms-and-cash-flow/ https://marketinvoice.co.uk/blog/invoice-finance-for-print-and-packaging-smes-managing-long-payment-terms-and-cash-flow/ How invoice finance works for printers and packaging firms: call-off stock, proofs and reprints, long retailer terms and lenders' published terms. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-recruitment-agencies-payroll-funding-and-cash-flow/ https://marketinvoice.co.uk/blog/invoice-finance-for-recruitment-agencies-payroll-funding-and-cash-flow/ How payroll funding lets a recruitment agency pay temps weekly before clients pay. The law on paying workers, a worked example and back-office options. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/is-lloyds-still-doing-invoice-finance/ https://marketinvoice.co.uk/blog/is-lloyds-still-doing-invoice-finance/ Yes. Lloyds offers confidential invoice discounting, advancing up to 90% of invoice value, for businesses with turnover of £100,000 or more. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/uk-p2p-lending-collapse/ https://marketinvoice.co.uk/blog/uk-p2p-lending-collapse/ Which UK peer-to-peer lending platforms failed or closed to new business, with dates from the FCA and the firms, and where businesses borrow now. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/whatever-happened-to-aldermore-invoice-finance/ https://marketinvoice.co.uk/blog/whatever-happened-to-aldermore-invoice-finance/ Yes. Aldermore offers invoice discounting, factoring and asset based lending, up to 90%, from £750,000 turnover. In 2023 it sold a separate division to Bibby. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/whatever-happened-to-greensill/ https://marketinvoice.co.uk/blog/whatever-happened-to-greensill/ Greensill Capital (UK) went into administration on 8 March 2021. What happened, and what it means if you are choosing supply chain or invoice finance now. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/whatever-happened-to-stenn/ https://marketinvoice.co.uk/blog/whatever-happened-to-stenn/ Stenn went into administration on 4 December 2024, after HSBC Innovation Bank applied to the High Court. What happened and where exporters can go now. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/confidential-invoice-discounting/ https://marketinvoice.co.uk/guides/confidential-invoice-discounting/ Confidential invoice discounting lets you borrow against unpaid invoices without telling your customers. How it works, costs and lender minimums. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/factoring-vs-discounting/ https://marketinvoice.co.uk/guides/factoring-vs-discounting/ With factoring, the lender chases your customers for payment. With discounting, you do and they usually don't know. Costs, turnover and who each suits. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-exit-an-invoice-finance-facility-cleanly/ https://marketinvoice.co.uk/guides/how-to-exit-an-invoice-finance-facility-cleanly/ How to end an invoice finance agreement: notice and exit fees, settling what you owe, telling customers where to pay, and the MR04 form at Companies House. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-for-staffing-agencies/ https://marketinvoice.co.uk/guides/invoice-finance-for-staffing-agencies/ How invoice finance works for staffing, temp, care and healthcare agencies: why approved timesheets decide what gets funded, and lenders' published terms. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-vs-revolving-credit-facility/ https://marketinvoice.co.uk/guides/invoice-finance-vs-revolving-credit-facility/ Invoice finance moves with your sales. A revolving credit facility is a set limit you draw, repay and draw again. How they differ on cost and security. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-vs-trade-credit-insurance/ https://marketinvoice.co.uk/guides/invoice-finance-vs-trade-credit-insurance/ Invoice finance pays you early. Trade credit insurance pays if a customer never pays. How much cover insurance gives, what it costs, and bad debt protection. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/sharia-compliant-invoice-finance/ https://marketinvoice.co.uk/guides/sharia-compliant-invoice-finance/ Many scholars hold that conventional factoring is not Sharia-compliant because of interest (riba) and buying debt at a discount. The alternatives and checks. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/undisclosed-vs-disclosed-invoice-finance-explained/ https://marketinvoice.co.uk/guides/undisclosed-vs-disclosed-invoice-finance-explained/ With disclosed invoice finance your customers are told and pay the lender. With undisclosed, they pay you as normal. What customers see in each case. Sun, 11 Oct 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-marketing-claims-decoded/ https://marketinvoice.co.uk/guides/invoice-finance-marketing-claims-decoded/ What common invoice finance marketing claims ('decisions in minutes', 'no impact on credit score', 'up to 90% advance') actually mean, and the genuine caveat behind each one. Wed, 23 Sep 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/accountants-client-invoice-finance/ https://marketinvoice.co.uk/guides/accountants-client-invoice-finance/ When a client's aged debtor ledger points to invoice finance: what to check on concentration, dilution, contract terms and debtor quality before you refer. Mon, 07 Sep 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/customer-went-into-liquidation-unpaid-invoices/ https://marketinvoice.co.uk/guides/customer-went-into-liquidation-unpaid-invoices/ A customer has gone into liquidation owing you unpaid invoices. What happens to your invoice finance facility, where you rank, and the first things to do. Mon, 07 Sep 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/refinancing-invoice-finance-facility/ https://marketinvoice.co.uk/blog/refinancing-invoice-finance-facility/ Refinancing an invoice finance facility means moving to a new provider or renegotiating terms with your existing one, usually to cut costs or improve service… Sun, 09 Aug 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/public-sector-supply-chain-payment-terms-invoice-finance/ https://marketinvoice.co.uk/blog/public-sector-supply-chain-payment-terms-invoice-finance/ Procurement Policy Note 02/24 requires 30 day payment terms to cascade through public sector supply chains, but tier 2 and tier 3 subcontractors often still… Wed, 05 Aug 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/selective-invoice-finance-spot-factoring-explained/ https://marketinvoice.co.uk/blog/selective-invoice-finance-spot-factoring-explained/ Selective invoice finance, also called spot factoring, lets a business raise funds against single invoices or a chosen batch, rather than its whole sales… Sat, 01 Aug 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/what-invoice-finance-bdm-checks-before-approval/ https://marketinvoice.co.uk/guides/what-invoice-finance-bdm-checks-before-approval/ Before an invoice finance facility is approved, a business development manager reviews your debtor book, customer concentration, aged debt, contracts and… Sun, 26 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-construction-subcontractors-retention-release/ https://marketinvoice.co.uk/blog/invoice-finance-construction-subcontractors-retention-release/ Construction subcontractors often wait 60 to 120 days for stage payments and longer for retention release, while wages, materials and plant hire fall due… Fri, 24 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-costs-base-rate-2026/ https://marketinvoice.co.uk/blog/invoice-finance-costs-base-rate-2026/ The Bank of England base rate sits at 3.75% following its 18 December 2025 move. Most invoice finance discount charges track base rate plus a margin, so every… Fri, 24 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/kyc-requirements-for-invoice-finance-explained/ https://marketinvoice.co.uk/guides/kyc-requirements-for-invoice-finance-explained/ Know Your Customer checks are a legal requirement before any UK invoice finance provider can offer a facility. This guide explains what documents are needed… Wed, 22 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/deed-of-priority-invoice-finance-switching/ https://marketinvoice.co.uk/blog/deed-of-priority-invoice-finance-switching/ A deed of priority is the legal agreement between your old and new invoice finance provider that ranks their claims over your receivables. Most switches stall… Mon, 20 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/debt-factoring/ https://marketinvoice.co.uk/guides/debt-factoring/ Debt factoring is the old name for invoice factoring. Same product: a provider advances most of your invoice value and collects payment from your customers. Sat, 18 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-file-an-aged-debtor-report/ https://marketinvoice.co.uk/guides/how-to-file-an-aged-debtor-report/ An aged debtor report lists every outstanding invoice by customer and by how long it has been unpaid. Invoice finance providers use it to recalculate your… Sat, 18 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-scottish-smes-improving-cash-flow-and-funding-growth-in-2026/ https://marketinvoice.co.uk/blog/invoice-finance-for-scottish-smes-improving-cash-flow-and-funding-growth-in-2026/ Scottish SMEs face the same late payment pressures as businesses across the UK, but with added considerations around devolved procurement, cross-border trade… Thu, 16 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-for-haulage-and-logistics-companies/ https://marketinvoice.co.uk/guides/invoice-finance-for-haulage-and-logistics-companies/ Haulage and logistics companies face a persistent cash flow problem: customers take 30 to 90 days to pay, but fuel, drivers, and vehicle costs fall due… Thu, 02 Jul 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-calculate-true-apr-on-invoice-finance/ https://marketinvoice.co.uk/guides/how-to-calculate-true-apr-on-invoice-finance/ Invoice finance providers quote a discount rate and a service charge separately, which can make real costs hard to compare. This guide shows UK SME owners and… Sun, 28 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-after-high-street-bank-exit/ https://marketinvoice.co.uk/guides/invoice-finance-after-high-street-bank-exit/ When a high street bank withdraws or restricts its invoice finance facility, UK SMEs can face a serious cash flow gap. This guide explains why banks exit… Mon, 08 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-debenture-and-personal-guarantee-explained/ https://marketinvoice.co.uk/guides/invoice-finance-debenture-and-personal-guarantee-explained/ When a UK invoice finance provider approves your facility, they will almost always ask you to sign a debenture and, in many cases, a personal guarantee… Mon, 08 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-environmental-and-waste-management-smes/ https://marketinvoice.co.uk/blog/invoice-finance-for-environmental-and-waste-management-smes/ Environmental and waste management SMEs frequently wait 30 to 60 days for payment from local councils, housing associations and large commercial clients… Sat, 06 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-london-construction-subcontractors/ https://marketinvoice.co.uk/blog/invoice-finance-london-construction-subcontractors/ London construction subcontractors face some of the most demanding cash flow conditions in UK business: long payment chains, high material costs, retention… Sat, 06 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-negotiate-invoice-finance-service-charge-down/ https://marketinvoice.co.uk/guides/how-to-negotiate-invoice-finance-service-charge-down/ Your invoice finance service charge is not fixed. Most providers set rates based on perceived risk, debtor quality, and how much they want your business. By… Thu, 04 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-read-a-deed-of-priority/ https://marketinvoice.co.uk/guides/how-to-read-a-deed-of-priority/ A Deed of Priority is a legal agreement between two or more secured lenders that sets out who gets paid first if your business defaults. For SMEs using… Thu, 04 Jun 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-care-home-and-domiciliary-care-smes/ https://marketinvoice.co.uk/blog/invoice-finance-for-care-home-and-domiciliary-care-smes/ Care home operators and domiciliary care providers regularly wait 30 to 60 days for payment from local authorities and clinical commissioning successors… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-export-smes-managing-currency-risk-and-overseas-debtor-delays/ https://marketinvoice.co.uk/blog/invoice-finance-for-export-smes-managing-currency-risk-and-overseas-debtor-delays/ Exporting SMEs often wait 60 to 120 days for payment from overseas customers, and currency movements can erode margins before an invoice is even settled… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-food-and-drink-smes-managing-seasonal-demand-and-supermarket-payment-terms/ https://marketinvoice.co.uk/blog/invoice-finance-for-food-and-drink-smes-managing-seasonal-demand-and-supermarket-payment-terms/ Food and drink SMEs in the UK face a distinctive cash flow challenge: supermarkets and foodservice buyers routinely pay on 30 to 60 day terms, while suppliers… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-it-and-technology-smes/ https://marketinvoice.co.uk/blog/invoice-finance-for-it-and-technology-smes/ IT and technology SMEs often raise invoices against project milestones, monthly retainers or licence fees, but wait 30 to 90 days for payment. Invoice finance… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-professional-services-smes/ https://marketinvoice.co.uk/blog/invoice-finance-for-professional-services-smes/ Professional services firms, including management consultants, solicitors and accountancy practices, often carry significant debtor books despite strong… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-for-transport-and-haulage-smes/ https://marketinvoice.co.uk/blog/invoice-finance-for-transport-and-haulage-smes/ Transport and haulage businesses face a persistent cash flow problem: fuel, driver wages and vehicle maintenance must be paid immediately, while customers… Fri, 29 May 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/invoice-finance-base-rate-impact-discount-charges-2026/ https://marketinvoice.co.uk/blog/invoice-finance-base-rate-impact-discount-charges-2026/ How the 3.75% Bank of England base rate affects UK invoice finance and factoring costs in 2026, with benchmarks and when to renegotiate. Sun, 17 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/mbo-invoice-finance/ https://marketinvoice.co.uk/guides/mbo-invoice-finance/ UK management buyouts (MBOs) often use invoice finance as part of the funding stack alongside private equity, vendor finance and bank debt. Sun, 10 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/multi-currency-invoice-finance/ https://marketinvoice.co.uk/guides/multi-currency-invoice-finance/ UK businesses invoicing in USD, EUR or other foreign currencies use multi-currency invoice finance to fund international receivables. Sun, 10 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-fraud-detection/ https://marketinvoice.co.uk/guides/invoice-fraud-detection/ How UK businesses spot fake invoices, mandate fraud (CEO impersonation, supplier bank-detail switching), and invoice finance facility misuse. Fri, 08 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/spot-factoring-uk/ https://marketinvoice.co.uk/guides/spot-factoring-uk/ Spot factoring lets UK businesses fund single invoices with no whole-ledger commitment. Compare Hydr, Triver and Sonovate on fees, limits and who each suits. Fri, 08 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/selective-invoice-finance/ https://marketinvoice.co.uk/guides/selective-invoice-finance/ Selective invoice finance lets UK businesses choose which invoices to fund without committing to a full facility. No minimum turnover, no long contracts. Tue, 05 May 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/recourse-vs-non-recourse-invoice-finance-explained/ https://marketinvoice.co.uk/guides/recourse-vs-non-recourse-invoice-finance-explained/ Recourse vs non-recourse invoice finance UK: who absorbs bad debt risk, typical fee differences (0.3-1.5% extra for non-recourse), credit insurance. Wed, 29 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/invoice-finance-explained/ https://marketinvoice.co.uk/guides/invoice-finance-explained/ What invoice finance is, how it works in the UK, the difference between factoring and discounting, typical advance rates and fees, eligibility, and how. Fri, 24 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/documents-needed/ https://marketinvoice.co.uk/guides/documents-needed/ You need 12 months of bank statements, latest accounts, an aged debtor list, 3 sample invoices and director ID to apply for invoice finance. Mon, 13 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/what-happens-during-underwriting/ https://marketinvoice.co.uk/guides/what-happens-during-underwriting/ During underwriting, invoice finance providers check your debtors' credit (via Experian, Dun & Bradstreet), your accounts, industry risk, concentration. Mon, 13 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/construction-payment-chain/ https://marketinvoice.co.uk/blog/construction-payment-chain/ How the construction payment chain works from client to main contractor to subcontractor to materials supplier. Why each link adds 30+ days and how. Wed, 08 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/future-of-invoice-finance/ https://marketinvoice.co.uk/blog/future-of-invoice-finance/ How AI underwriting, open banking integration, embedded finance, blockchain receivables and API-first platforms are reshaping the UK invoice finance. Wed, 08 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/hidden-costs-invoice-finance/ https://marketinvoice.co.uk/blog/hidden-costs-invoice-finance/ 8 hidden fees in invoice finance contracts: arrangement fees, minimum monthly charges, CHAPS fees, annual review fees, early termination, auto-renewal. Wed, 08 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/recruitment-agency-cash-flow-tips/ https://marketinvoice.co.uk/blog/recruitment-agency-cash-flow-tips/ 7 practical cash flow tips for recruitment agencies including invoice finance, credit checking clients, shorter payment terms, staggering contractor. Wed, 08 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/asset-based-lending/ https://marketinvoice.co.uk/guides/asset-based-lending/ Asset based lending (ABL) combines invoice finance with lending against stock, machinery and property. Invoice finance is the most common entry point. Tue, 07 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/whatever-happened-to-just-cashflow/ https://marketinvoice.co.uk/blog/whatever-happened-to-just-cashflow/ Just Cash Flow PLC was a UK invoice finance and business loan provider. It entered administration on 12 December 2022. Here is what happened and what it meant for customers. Mon, 06 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/how-to-choose-provider/ https://marketinvoice.co.uk/guides/how-to-choose-provider/ Don't just pick the cheapest. Check these 6 things before signing: total cost (not headline rate), contract terms, advance rate, sector expertise, exit. Mon, 06 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/construction-invoice-finance/ https://marketinvoice.co.uk/guides/construction-invoice-finance/ Construction invoice finance helps builders, subcontractors, and trades fund projects while waiting for payment. Which UK providers fund applications for payment, and how retentions are handled. Sun, 05 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/guides/export-invoice-finance/ https://marketinvoice.co.uk/guides/export-invoice-finance/ Export invoice finance lets UK businesses borrow against invoices to overseas customers. Which UK providers offer it, how currency works, and what to ask before signing. Sun, 05 Apr 2026 12:00:00 GMT https://marketinvoice.co.uk/blog/whatever-happened-to-hitachi-capital/ https://marketinvoice.co.uk/blog/whatever-happened-to-hitachi-capital/ Hitachi Capital (UK) PLC became Mitsubishi HC Capital UK PLC in February 2022 and trades as Novuna. Its invoice finance arm is Novuna Business Cash Flow. https://marketinvoice.co.uk/guides/glossary/ https://marketinvoice.co.uk/guides/glossary/ Every UK invoice finance term explained in plain English. Advance rate, factoring, discounting, debenture, service charge, recourse vs non-recourse. https://marketinvoice.co.uk/guides/invoice-finance-awards-and-trade-associations/ https://marketinvoice.co.uk/guides/invoice-finance-awards-and-trade-associations/ Which trade bodies and public bodies matter in UK invoice finance, and who won the 2026 Business Moneyfacts awards for factoring, invoice discounting and asset-based lending.