{"schema_version":"2026-05-24","as_of":"2026-05-27","currency":"GBP","region":"United Kingdom","bank_of_england_base_rate":{"value":3.75,"unit":"percent","effective_date":"2025-12-18","as_of":"2026-06-04","fetched_at":"2026-06-04T05:45:02+00:00","series":"IUDBEDR","source":"https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate","note":"Bank of England Official Bank Rate, fetched from the BoE IADB. Single source of truth for the fleet."},"advance_rate":{"min_percent":85,"max_percent":100,"note":"Maximum advance percentage across tracked providers. See typical_rate per provider for service charge and discount margin."},"providers_count":28,"source":"https://marketinvoice.co.uk/data/uk-invoice-finance-rate-index/","license":"https://creativecommons.org/licenses/by/4.0/"}